Hampden County and Springfield City property record for 98 Garnet St, Springfield, MA 01129
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,414 sqft · built 1972 |
| Lot Size | 0.219 acres (9,518 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $111,000 (Mar 1990) |
| Tax Bill | $5,074 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:05549 P:0002 |
| Primary APN | SPRI S:05549 P:0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,414 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Game Room | Game Room |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,518 sqft (0.219 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 55490002 |
|---|---|
| Street Address | 98 GARNET ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01129-1908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 801604 |
Source: Hampden County and Springfield City records · APN SPRI S:05549 P:0002
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 GARNET ST, SPRINGFIELD, MA 01129-1908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 09, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) FREEDOM CU |
| Feb 16, 2018 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Aug 21, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 30, 1990 · Amount on Record |
| Deed Sale | Mar 30, 1990 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 98 GARNET ST, SPRINGFIELD, MA 01129-1908 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 024998-457 |
|---|---|
| Date | May 09, 2023 |
| Book Page | 24998/457 |
| Instrument | 20940 |
| Name | FREEDOM CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 98 GARNET ST, SPRINGFIELD, MA 01129-1908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22064-229 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | 22064/229 |
| Instrument | 8620 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 98 GARNET ST, SPRINGFIELD, MA 01129-1908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE GUARANTY COMPA |
| Name | Verified Name |
|---|
| Document Number | 23375-15 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 23375/15 |
| Instrument | 46049 |
| Name | AMERICAN FINANCIAL NETWORK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,074.00 (+3.11%) | $323,600 (+12.13%) Land $59,900 Building $263,700 | $332,025 (+4.17%) |
| 2024 | $318,725 | ||
| 2023 | $4,921.00 | $288,600 Land $57,000 Building $231,600 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Spectrum.
Based on FCC filings for 215 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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