127 Garnet St, Springfield, MA 01129 Property Records

Hampden County and Springfield City property record for 127 Garnet St, Springfield, MA 01129

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,062 sqft · built 1973
Lot Size	0.225 acres (9,788 sqft)
Owner	2 Individual Names on Record
Last Sale	$211,000 (Jun 2020)
Tax Bill	$4,077 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:05549 P:0071`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:05549 P:0071`
Alternative APN	`55490071`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,062 sqft Living Area
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,788 sqft (0.225 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	55490071
Street Address	127 GARNET ST
City	SPRINGFIELD
State	MA
Zip	01129-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2000
Census Tract	801604

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 GARNET ST, SPRINGFIELD, MA 01129-1907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 26, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2020 · Amount on Record
Deed Sale	Jun 10, 2020 · Amount on Record
Deed Document Number	202030018
Deed Book / Page	23254 / 265
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 10, 2020
Property Address	127 GARNET ST, SPRINGFIELD, MA 01129-1907
Document Number	23254-265
Book / Page	23254 / 265
Instrument Date	Jun 4, 2020
Instrument	30018
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 LAWE ST, INDIAN ORCHARD, MA 01151-1727

Mortgage

Document Number	30019
Date	Jun 10, 2020
Instrument	30019

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 26, 2017
Property Address	127 GARNET ST, SPRINGFIELD, MA 01129-1907
Document Number	21655-2
Book / Page	021655 / 000002
Instrument Date	Apr 24, 2017
Instrument	22525
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 BUTTNERNUT HOLLOW RD WEST SPRINGFIELD MA 01089, WEST SPRINGFIELD, MA 01089

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,077.00 (+0.89%)	$263,700 (+2.33%) Land $60,000 Building $203,700	$327,559 (+9.56%)
2025	$4,041.00 (+10.14%)	$257,700 (+19.75%) Land $60,000 Building $197,700	$298,965 (-1.38%)
2024			$303,145
2023	$3,669.00	$215,200 Land $57,100 Building $158,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

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