98 Garnet Hill Rd, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 98 Garnet Hill Rd, Athol, MA 01331

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,027 sqft · built 2018
Lot Size	20.8 acres (908,226 sqft)
Owner	Individual Name on Record
Last Sale	$49,000 (Nov 2016)
Tax Bill	$5,975 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Dec 2019 Mortgage + 1 more
APN	`ATHO M:00055 B:00116 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00055 B:00116 L:00000`
Alternative APN	`5412`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,027 sqft Living Area
Gross Area	4,166 sqft
Basement Area	1,124 sqft
Unfinished Basement	1,124 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	908,226 sqft (20.8 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5412
Street Address	98 GARNET HILL RD
City	ATHOL
State	MA
Zip	01331-9205
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RC
Legal Subdivision	RICEVILLE ACRES ATHOL
Legal Block	116
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	2
Census Block	2040
Census Tract	703300

Owner

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	98 GARNET HILL RD, ATHOL, MA 01331-9205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2017	Deed of Trust, Mortgage FIDELITY COOPERATIVE BANK
Dec 3, 2019	Deed of Trust, Mortgage · Balloon Mortgage FIDELITY COOPERATIVE BANK
Aug 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2016 · Amount on Record
Deed Sale	Nov 14, 2016 · Amount on Record
Prior Sale	Jul 2, 2010 · Amount on Record
Deed Document Number	2016130496
Deed Book / Page	56297 / 99
Transfer Doc	56297-99
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	98 GARNET HILL RD, ATHOL, MA 01331-9205
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57548-213
Date	Aug 8, 2017
Book Page	57548/213
Instrument	85776

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	98 GARNET HILL RD, ATHOL, MA 01331-9205
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61523-250
Date	Dec 3, 2019
Book Page	61523/250
Instrument	130362

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2040

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	98 GARNET HILL RD, ATHOL, MA 01331-9205
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62954-55
Date	Aug 4, 2020
Book Page	62954/55
Instrument	86114

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,975.00 (+0.47%)	$471,600 (+0.79%) Land $84,900 Building $386,700	$462,745 (-)
2025	$5,947.00 (+10.83%)	$467,900 (+11.88%) Land $83,200 Building $384,700	$462,745 (+1.04%)
2024	$5,366.00 (-4.52%)	$418,200 (+4.48%) Land $80,500 Building $337,700	$457,995
2023	$5,620.00	$400,282 Land $58,982 Building $341,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1984–2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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