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98 Garden St, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 98 Garden St, Poughkeepsie, NY 12601

Property Summary

Property TypeTriplex
Details4 bd · 3 ba · 3,445 sqft · built 1910
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$470,000 (Nov 2023)
Tax Bill$11,192 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN131300-6162-69-116243-0000

Property Details

APN / Parcel Number

Primary APN131300-6162-69-116243-0000
Alternative APNs
  • 130000616200691162430000
  • 131300 6.162-69-116.243
  • 174050

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area3,445 sqft Living Area
Gross Area3,494 sqft
1st Floor Area1,325 sqft
2nd Floor Area1,304 sqft
Upper Floors Area816 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions133 ft deep x 52 ft wide
View / LotUrban
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area69 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number174050
Street Address98 GARDEN ST
CityPOUGHKEEPSIE
StateNY
Zip12601-2453
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR-3A
Legal Description0.15 AC 22000 10212 2015 0090
Legal Block69
Legal Lot Number116
JurisdictionDUTCHESS NY
Township / Civil DivisionPOUGHKEEPSIE
Census Block Group2
Census Block2003
Census Tract220201

Owner

Source: Dutchess County and Poughkeepsie City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address34 HAMILTON AVE, OSSINING, NY 10562-5425
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2023 · Amount on Record
Deed SaleNov 17, 2023 · Amount on Record
Prior SaleSep 3, 1998 · Amount on Record
Deed Document Number202353628
Record UpdatedOct 29, 2026

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionDUTCHESS NY
Recording DateNov 17, 2023
Property Address98 GARDEN ST, POUGHKEEPSIE, NY 12601-2453
Document Number0000053628
Instrument DateNov 8, 2023
Instrument2023-53628
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyWESTCORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 HAMILTON AVE # 1ST, OSSINING, NY 10562-5425

Mortgage

Document Number0000053341
DateNov 17, 2023
Instrument53341
Lender
NameREALFI HOME FUNDING CORPORATION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term301 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
MunicipalityPoughkeepsie City
Unified School DistrictPoughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,192.00 (+65.12%)$470,000 (-) Land $29,700 Building $440,300$470,000 (-) Land $29,700 Building $440,300
2024$6,778.00$470,000 (+47.24%) Land $29,700 Building $440,300$470,000 (+47.24%) Land $29,700 Building $440,300
2023$319,200 (+2%) Land $29,700 Building $289,500$319,200 (+2%) Land $29,700 Building $289,500
2022$266,000 Land $27,000 Building $239,000$266,000 Land $27,000 Building $239,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (1987)
Most Recent ClaimMay 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOUGHKEEPSIE CITY
serves 30,639 people · EPA ID NY1330291
Water SourcePurchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State InspectionOct 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: Optimum, T-Mobile.

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