96 Garden St, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 96 Garden St, Poughkeepsie, NY 12601

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,561 sqft · built 1910
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$63,000 (Sep 2000)
Tax Bill$7,137 (2025)
Deeds & MortgagesDec 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN131300-6162-69-115239-0000

Property Details

APN / Parcel Number

Primary APN131300-6162-69-115239-0000
Alternative APNs
  • 130000616200691152390000
  • 131300 6.162-69-115.239
  • 174040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,561 sqft Living Area
Gross Area3,681 sqft
1st Floor Area1,634 sqft
2nd Floor Area1,152 sqft
Upper Floors Area775 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleColonial
Exterior MaterialWood
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions132 ft deep x 40 ft wide
View / LotUrban
PorchEnclosed Porch
Porch Area184 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number174040
Street Address96 GARDEN ST
CityPOUGHKEEPSIE
StateNY
Zip12601-2404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3A
Legal Description0.11 AC 2017 0523 1995 0672
Legal Block69
Legal Lot Number115
JurisdictionDUTCHESS NY
Township / Civil DivisionPOUGHKEEPSIE
Census Block Group2
Census Block2003
Census Tract220201

Owner

96 Garden St is owned and occupied by an individual who bought it in September 2000.

Source: Dutchess County and Poughkeepsie City records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address96 GARDEN ST, POUGHKEEPSIE, NY 12601-2404
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2000 · Amount on File
Deed SaleSep 25, 2000 · Amount on File
Prior SaleJun 24, 1997 · Amount on File
Deed Book / Page22000 / 8535
Record UpdatedOct 29, 2026

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDUTCHESS NY
Property Address96 GARDEN ST, POUGHKEEPSIE, NY 12601-2404
Document Number0000001298
Instrument DateDec 1, 2018
Transaction TypeMortgage
Record UpdatedApr 5, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 GARDEN ST POUGHKEEPSIE NY 126012404, POUGHKEEPSIE, NY 12601-2404

Mortgage

Document Number0000001298
DateMar 21, 2019
Instrument1298
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressOKLAHOMA CITY, OK 73134
Agreement
TypeConventional with PMI
AmountAmount on Record
Term468 Months
DueMar 20, 2058
Interest
Rate4%

Tax Assessment & Valuation

The 2025 property tax bill for 96 Garden St was $7,137 with a veteran's exemption.

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
MunicipalityPoughkeepsie City
Unified School DistrictPoughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,137.00$339,600 Land $29,700 Building $309,900$339,600 Land $29,700 Building $309,900
2023$290,300 (+12%) Land $29,700 Building $260,600$290,300 (+12%) Land $29,700 Building $260,600
2022$259,200 Land $27,000 Building $232,200$259,200 Land $27,000 Building $232,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Garden St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (1987)
Most Recent ClaimMay 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 96 Garden St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOUGHKEEPSIE CITY
serves 30,639 people · EPA ID NY1330291
Water SourcePurchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State InspectionOct 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Optimum, T-Mobile.

Nearby Properties on Garden St

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