98 Front St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 98 Front St, Winchendon, MA 01475

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2 ba · 7,120 sqft · built 1878
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Sep 2022)
Tax Bill	$4,872 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
APN	`WINC M:5B2 B:0 L:294`

Property Details

APN / Parcel Number

Primary APN	`WINC M:5B2 B:0 L:294`
Alternative APN	`WCDN M:5B2 B:0 L:294`

Interior

Full Baths	2 Baths
Half Baths	4 Half Baths
Stories	3 Stories
Building Area	7,120 sqft Total Area
Gross Area	14,240 sqft
Basement Area	3,560 sqft
Unfinished Basement	3,560 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	98 FRONT ST
City	WINCHENDON
State	MA
Zip	01475-1749
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C3
Legal Lot Number	294
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	3
Census Block	3013
Census Tract	701102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winchendon Village Historic District listed 1993 · 42 contributing resources · NRIS 92000056

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Winchendon Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 COREY HILL RD, ASHBURNHAM, MA 01430-1263
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Nov 26, 2003 · Amount on Record
Deed Book / Page	68298 / 50
Prior Transfer Date	Sep 28, 2022
Prior Transfer Doc	0068298-50
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Sep 30, 2022
Property Address	98 FRONT ST, WINCHENDON, MA 01475-1749
Document Number	0068298-50
Book / Page	68298 / 50
Instrument Date	Sep 28, 2022
Instrument	107736
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 COREY HILL RD, ASHBURNHAM, MA 01430-1263

Mortgage

Document Number	0000107737
Date	Sep 30, 2022
Instrument	107737

Lender

Name	FRANK BONNANNO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,872.00 (-6.29%)	$414,600 (-) Land $83,700 Building $330,900
2024	$5,199.00 (-3.2%)	$414,600 (+3.44%) Land $83,700 Building $330,900
2023	$5,371.00	$400,800 Land $83,700 Building $317,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000
Water Source	Purchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20