Jackson County property record for 98 Freshwater Dr, Phoenix, OR 97535
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,592 sqft · built 2000 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Sep 2019) |
| Tax Bill | $4,228 (2025) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 381W10DB3600 |
| Primary APN | 381W10DB3600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,592 sqft Living Area |
| Gross Area | 2,032 sqft |
| 1st Floor Area | 1,592 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
| Porch Area | 220 sqft |
| Patio Area | 178 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 98 FRESHWATER DR |
|---|---|
| City | PHOENIX |
| State | OR |
| Zip | 97535-9449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Range | 01W |
| Legal Township | 38S |
| Legal Section | 10 |
| Legal Quarter | 4 |
| Legal Subdivision | PHOENIX HILLS SUBDIVISION PHASE 1 |
| Legal Block | 1 |
| Legal Lot Number | 54 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 2400 |
98 Freshwater Dr is owned and occupied by two individuals who bought it in September 2019.
Source: Jackson County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 FRESHWATER DR, PHOENIX, OR 97535-9449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2019 · Amount on File |
| Deed Sale | Sep 3, 2019 · Amount on File |
| Prior Sale | Jul 21, 2009 · Amount on File |
| Deed Document Number | 201925895 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | Sep 3, 2019 |
| Property Address | 98 FRESHWATER DR, PHOENIX, OR 97535-9449 |
| Document Number | 0000025895 |
| Map Reference | VOL 26 PG 1 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 2019-025895 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | FIRST AMERICAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 98 FRESHWATER DR, PHOENIX, OR 97535-9449 |
| Document Number | 0000025896 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 2019-025896 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 98 Freshwater Dr was $4,228, up 2.4% from the year before.
Source: Jackson County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Municipality | Phoenix City |
| Unified School District | Phoenix-Talent School District 4 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,170 (+3%) | $416,310 (-2.62%) Land $133,860 Building $282,450 | |
| 2025 | $4,228.00 (+2.42%) | $257,450 (+3%) Land $84,120 Building $173,330 | $427,530 (+5.94%) Land $144,300 Building $283,230 |
| 2024 | $4,128.00 (+3.23%) | $249,960 (+3%) Land $81,660 Building $168,300 | $403,560 (-5.5%) Land $132,750 Building $270,810 |
| 2023 | $3,999.00 (+2.75%) | $242,680 (+3%) Land $79,280 Building $163,400 | $427,070 (+5.39%) Land $129,260 Building $297,810 |
| 2022 | $3,892.00 | $235,620 Land $76,970 Building $158,650 | $405,230 Land $123,800 Building $281,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Freshwater Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Freshwater Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Oregon |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rogue Broadband Fixed Wireless | 200 / 25 |
| FireServe Fixed Wireless | 100 / 30 |
May also be available: AT&T.
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