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97 Freshwater Dr, Phoenix, OR 97535 Property Records

Jackson County property record for 97 Freshwater Dr, Phoenix, OR 97535

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,033 sqft · built 2000
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Nov 2023)
Tax Bill$4,290 (2025)
Deeds & MortgagesNov 2023 Sale
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN381W10DB2900

Property Details

APN / Parcel Number

Primary APN381W10DB2900
Alternative APNs
  • 381W10DB02900
  • 10935223

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,033 sqft Living Area
Gross Area2,501 sqft
1st Floor Area2,033 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2005
Exterior MaterialConcrete
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces
PorchCovered Concrete/Masonry Porch
Porch Area69 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address97 FRESHWATER DR
CityPHOENIX
StateOR
Zip97535-9449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Range01W
Legal Township38S
Legal Section10
Legal Quarter4
Legal SubdivisionPHOENIX HILLS SUBDIVISION
Legal Block1
Legal Lot Number45
JurisdictionJACKSON OR
Township / Civil DivisionASHLAND
Census Block Group1
Census Block1047
Census Tract2400

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97 FRESHWATER DR, PHOENIX, OR 97535-9449
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2023Warranty Deed, Transfer
FIRST AMERICAN
Jul 31, 2020Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2023 · Amount on Record
Deed SaleNov 30, 2023 · Amount on Record
Prior SaleJul 31, 2020 · Amount on Record
Deed Document Number202324691
Record UpdatedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OR
Recording DateNov 30, 2023
Property Address97 FRESHWATER DR, PHOENIX, OR 97535-9449
Document Number0000024691
Map ReferenceVOL 26 PG 1
Instrument DateNov 30, 2023
Instrument2023-024691
Transaction TypeTransfer
Record UpdatedDec 12, 2023
Title CompanyFIRST AMERICAN

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address97 FRESHWATER DR, PHOENIX, OR 97535-9449

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OR
Recording DateJul 31, 2020
Property Address97 FRESHWATER DR, PHOENIX, OR 97535-9449
Document Number0000027125
Instrument DateJul 29, 2020
Instrument2020-027125
Transaction TypeTransfer
Record UpdatedFeb 15, 2022
Title CompanyFIRST AMERICAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address97 FRESHWATER DR, PHOENIX, OR 97535-9449

Mortgage

Document Number0000027126
DateJul 31, 2020
Instrument2020-027126
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
MunicipalityPhoenix City
Unified School DistrictPhoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$269,050 (+3%)$469,180 (-2.3%) Land $138,710 Building $330,470
2025$4,290.00 (+2.44%)$261,220 (+3%) Land $75,170 Building $186,050$480,230 (+6.48%) Land $149,300 Building $330,930
2024$4,188.00 (+3.23%)$253,620 (+3%) Land $72,990 Building $180,630$451,020 (-5.92%) Land $137,750 Building $313,270
2023$4,057.00 (+2.73%)$246,240 (+3%) Land $70,860 Building $175,380$479,420 (+4.08%) Land $135,550 Building $343,870
2022$3,949.00$239,070 Land $68,800 Building $170,270$460,620 Land $125,020 Building $335,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Oregon
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Rogue Broadband
Fixed Wireless		200 / 25
FireServe
Fixed Wireless		100 / 30

May also be available: AT&T.

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