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98 Fairhaven Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 98 Fairhaven Rd, Cumberland, RI 02864 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,708 sqft · built 2016
Lot Size0.617 acres (26,877 sqft)
OwnerIndividual Name on File
Last Sale$595,000 (Jul 2019)
Tax Bill$8,692 (2025)
Deeds & MortgagesAug 2020 Refinance
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9966-08

Property Details

APN / Parcel Number

Primary APN9966-08
Alternative APN
  • CUMB M:024 B:0441 L:000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,708 sqft Living Area
Gross Area5,208 sqft
1st Floor Area1,132 sqft
Basement Area1,132 sqft
Unfinished Basement1,132 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,877 sqft (0.617 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number9966-08
Street Address98 FAIRHAVEN RD
CityCUMBERLAND
StateRI
Zip02864-4709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block441
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group2
Census Block2036
Census Tract11404

Owner

Source: Cumberland Town records · APN 9966-08

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address98 FAIRHAVEN RD, CUMBERLAND, RI 02864-4709
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST HOME MORTGAGE CORP
Jul 12, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 12, 2019 · Amount on Record
Deed SaleJul 12, 2019 · Amount on Record
Prior SaleSep 28, 2016 · Amount on Record
Deed Book / Page1806 / 905
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address98 FAIRHAVEN RD, CUMBERLAND, RI 02864-4709
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1849-128
DateAug 05, 2020
Book Page1849/128
Instrument116077
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 01, 2035

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateJul 12, 2019
Property Address98 FAIRHAVEN RD, CUMBERLAND, RI 02864-4709
Document Number1806-905
Book / Page1806 / 905
Instrument DateJul 12, 2019
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1806908
DateJul 12, 2019
Instrument1806/908
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,692.00 (+5.59%)$708,400 (-) Land $205,100 Building $503,300
2023$8,232.00 (+5.85%)$708,400 (+36.55%) Land $205,100 Building $503,300
2022$7,777.00$518,800 Land $127,300 Building $391,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070114042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 62% of Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 161 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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