96 Fairhaven Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 96 Fairhaven Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,124 sqft · built 2016
Lot Size	0.573 acres (25,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$524,900 (Jun 2019)
Tax Bill	$7,282 (2023)
Deeds & Mortgages	May 2022 Refinance Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9965-20`

Property Details

APN / Parcel Number

Primary APN	`9965-20`
Alternative APN	`CUMB M:024 B:0432 L:000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,124 sqft Living Area
Gross Area	4,412 sqft
1st Floor Area	1,036 sqft
Basement Area	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,003 sqft (0.573 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	9965-20
Street Address	96 FAIRHAVEN RD
City	CUMBERLAND
State	RI
Zip	02864-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:432 CITY/MUNI/TWP:CUMBERLAND
Legal Block	432
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2036
Census Tract	11404

Owner

Source: Cumberland Town records, as of October 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 METCALF DR, CUMBERLAND, RI 02864-1603
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
Jun 14, 2019	Warranty Deed, Transfer · Conventional with PMI EMBRACE HM LOANS
May 25, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on Record
Deed Sale	Jun 14, 2019 · Amount on Record
Prior Sale	Oct 26, 2016 · Amount on Record
Deed Document Number	0001804290
Deed Book / Page	1804 / 290
Record Updated	Jun 7, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	96 FAIRHAVEN RD, CUMBERLAND, RI 02864-4709
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001931-61
Date	May 13, 2022
Book Page	1931/61
Instrument	132994

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jun 14, 2019
Property Address	96 FAIRHAVEN RD, CUMBERLAND, RI 02864-4709
Document Number	1804-290
Book / Page	001804 / 000290
Instrument Date	Jun 14, 2019
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.90
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 METCALF DR CUMBERLAND RI 028641603, CUMBERLAND, RI 02864-1603

Mortgage

Document Number	1804-293
Date	Jun 14, 2019
Book Page	001804/000293

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	96 FAIRHAVEN RD, CUMBERLAND, RI 02864-4709
Document Number	1777-919
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 FAIRHAVEN RD CUMBERLAND RI 028644709, CUMBERLAND, RI 02864-4709

Mortgage

Document Number	1777-919
Date	Jul 11, 2018
Book Page	001777/000919

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$7,282.00 (+7.69%)	$626,700 (+38.93%) Land $203,200 Building $423,500
2022	$6,762.00	$451,100 Land $126,100 Building $325,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Fairhaven Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures