Okaloosa County property record for 98 Eccles Rd, Fort Walton Beach, FL 32547
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,911 sqft · built 2016 |
| Lot Size | 0.216 acres (9,440 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $278,000 (Aug 2018) |
| Tax Bill | $2,222 (2023) |
| Deeds & Mortgages | Nov 2020 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-082-6696-6 |
| Primary APN | C56-001-082-6696-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,911 sqft Heated Area |
| Gross Area | 2,590 sqft |
| 1st Floor Area | 728 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 9,440 sqft (0.216 acres) |
| Lot Width | 118 ft Width |
| Garage Area | 462 sqft |
| Porch | Porch |
| Porch Area | 217 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 98 ECCLES RD |
|---|---|
| City | FORT WALTON BEACH |
| State | FL |
| Zip | 32547-1912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 118FT OF THE FOLLOWING: COM AT NW COR OF NW1/4 E 943FT S 20FT TO S SIDE OF COUNTY RD AND POB S 240.62FT E 80FT N 240.62FT W |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Section | 03 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21902 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 98 ECCLES RD, FORT WALTON BEACH, FL 32547-1912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 22, 2018 | Warranty Deed, Transfer · VA Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2018 · Amount on Record |
| Deed Sale | Aug 22, 2018 · Amount on Record |
| Prior Sale | Dec 5, 2016 · Amount on Record |
| Deed Document Number | 3227869 |
| Deed Book / Page | 3364 / 2434 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 98 ECCLES RD, FORT WALTON BEACH, FL 32547-1912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035081034 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 3508/1034 |
| Instrument | 3410504 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 22, 2018 |
| Property Address | 98 ECCLES RD, FORT WALTON BEACH, FL 32547-1912 |
| Document Number | 0033642434 |
| Book / Page | 003364 / 002434 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 3227869 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2018 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,946.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 51 5TH ST SHALIMAR FL 325791857, SHALIMAR, FL 32579-1857 |
| Document Number | 33642436 |
|---|---|
| Date | Aug 22, 2018 |
| Book Page | 003364/002436 |
| Instrument | 3227870 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2048 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $229,200 (-3.91%) | $393,502 (+1.16%) Land $69,451 Building $324,051 |
| 2023 | $2,222.00 (+3.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $238,515 (+3.91%) | $388,993 (+8.13%) Land $55,873 Building $333,120 |
| 2022 | $2,139.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $229,540 | $359,734 Land $52,218 Building $307,516 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 3 (2014) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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