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111 Eccles Rd, Fort Walton Beach, FL 32547 Property Records

Okaloosa County property record for 111 Eccles Rd, Fort Walton Beach, FL 32547

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,481 sqft · built 2003
Lot Size0.232 acres (10,121 sqft)
Owner2 Individual Names on Record
Last Sale$169,900 (Jan 2011)
Deeds & MortgagesMar 2019 Sale & Mortgage
Oct 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-591-6246-1

Property Details

APN / Parcel Number

Primary APNC56-000-591-6246-1
Alternative APNs
  • 03-2S-24-0000-0171-0010
  • 24S203000001710010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,481 sqft Living Area
Gross Area2,038 sqft
1st Floor Area1,481 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area10,121 sqft (0.232 acres)
Lot Width90 ft Width
Garage TypeAttached
Garage Area441 sqft
PorchFlorida Room
Porch Area116 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address111 ECCLES RD
CityFORT WALTON BEACH
StateFL
Zip32547-1913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 704 FT N & 410 FT E OF SE COR OF NW1/4 OF NW1/4 W 90 FT N 110 FT E 90 FT S 110 FT TO BEG 1064-662
Legal Range24W
Legal Township02S
Legal Section03
Legal SubdivisionSILAS GIBSON TR #2
Legal Block171
Legal Lot Number10
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2002
Census Tract21902

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address111 ECCLES RD, FORT WALTON BEACH, FL 32547-1913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2019Warranty Deed, Transfer · Conventional with PMI
MORTGAGE ONE/SOUTH
Oct 15, 2018Trustee's Deed, Construction Loan · Line of Credit
PEOPLES NAT'L BK
Oct 15, 2018Trustee's Deed, Construction Loan · Line of Credit
PEOPLES NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2011 · Amount on Record
Deed SaleJan 4, 2011 · Amount on Record
Prior SaleNov 5, 2003 · Amount on Record
Deed Document Number20112679114
Deed Book / Page2967 / 2057
Record UpdatedOct 29, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 4, 2019
Property Address111 ECCLES RD, FORT WALTON BEACH, FL 32547-1913
Document Number0033871830
Book / Page003387 / 001830
Instrument DateFeb 28, 2019
Instrument3262137
Transaction TypeTransfer
Record UpdatedMar 20, 2019
Title CompanyMEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,994.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 ECCLES RD FORT WALTON BEACH FL 325471913, FORT WALTON BEACH, FL 32547-1913

Mortgage

Document Number33871832
DateMar 4, 2019
Book Page003387/001832
Instrument3262138
Lender
NameMORTGAGE ONE/SOUTH
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 3, 2049

October 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionOKALOOSA FL
Recording DateOct 15, 2018
Property Address111 ECCLES RD, FORT WALTON BEACH, FL 32547-1913
Document Number0033710210
Book / Page003371 / 000210
Instrument DateOct 5, 2018
Instrument3237622
Transaction TypeConstruction Loan
Record UpdatedNov 1, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address804 FAIRVIEW DR FORT WALTON BEACH FL 325474208, FORT WALTON BEACH, FL 32547-4208

Mortgage

Document Number33710210
DateOct 15, 2018
Book Page003371/000210
Instrument3237622
Lender
NamePEOPLES NAT'L BK
TypeBank
AddressNICEVILLE, FL 32578
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueOct 14, 2019
Interest
Rate TypeAdjustable Rate

October 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionOKALOOSA FL
Recording DateOct 15, 2018
Property Address111 ECCLES RD, FORT WALTON BEACH, FL 32547-1913
Document Number0033710199
Book / Page003371 / 000199
Instrument DateOct 5, 2018
Instrument3237620
Transaction TypeConstruction Loan
Record UpdatedNov 1, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address804 FAIRVIEW DR FT FORT WALTON BEACH FL 32547, FORT WALTON BEACH, FL 32547

Mortgage

Document Number33710199
DateOct 15, 2018
Book Page003371/000199
Instrument3237620
Lender
NamePEOPLES NAT'L BK
TypeBank
AddressNICEVILLE, FL 32578
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueOct 14, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Veteran's exemption$152,697 (+5.99%)$260,474 (+1.58%) Land $69,451 Building $191,023
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$144,072$256,411 Land $55,873 Building $200,538

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims3 (2014)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

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