98 Earlsgate Rd, Dayton, OH 45440 Property Records

Greene County property record for 98 Earlsgate Rd, Dayton, OH 45440

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,794 sqft · built 1992
Lot Size	0.494 acres (21,556 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Apr 2024)
Tax Bill	$10,102 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B426009143`

Property Details

APN / Parcel Number

Primary APN	`B426009143`
Alternative APN	`B42-0006-0009.0-0143.00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,794 sqft Living Area
1st Floor Area	2,794 sqft
Basement Area	1,094 sqft
Finished Basement	1,094 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	21,556 sqft (0.494 acres)
Lot Width	104 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	98 EARLSGATE RD
City	DAYTON
State	OH
Zip	45440-3664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPUD132
Legal Description	KINGSWOOD FRST SEC THREE LOT 71 EARLSGATE RD
Legal Subdivision	KINGSWOOD FRST
Legal Lot Number	71
Jurisdiction	GREENE OH
Township / Civil Division	BEAVERCREEK
Census Block Group	2
Census Block	2004
Census Tract	210500

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 EARLSGATE RD, DAYTON, OH 45440-3664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 4, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 24, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2024 · Amount on Record
Deed Sale	Apr 4, 2024 · Amount on Record
Prior Sale	Jun 24, 2020 · Amount on Record
Deed Document Number	20244228
Prior Transfer Date	Mar 13, 2014
Prior Transfer Doc	0034900174
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	98 EARLSGATE RD, DAYTON, OH 45440-3664
Transaction Type	Mortgage
Record Updated	Apr 10, 2024
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024634
Date	Oct 5, 2021
Instrument	2021024634

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Apr 4, 2024
Property Address	98 EARLSGATE RD, DAYTON, OH 45440-3664
Document Number	0000004228
Map Reference	34 220B
Instrument Date	Mar 22, 2024
Instrument	2024004228
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	98 EARLSGATE RD, DAYTON, OH 45440-3664

Mortgage

Document Number	0000004229
Date	Apr 4, 2024
Instrument	2024004229

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Dec 1, 2051

Mortgage

Document Number	0000004229
Date	Apr 4, 2024
Instrument	2024004229

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Dec 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Jun 24, 2020
Property Address	98 EARLSGATE RD, BEAVERCREEK, OH 45440-3664
Document Number	0000011498
Instrument Date	May 13, 2020
Instrument	11498
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	98 EARLSGATE RD BEAVERCREEK OH 454403664, BEAVERCREEK, OH 45440-3664

Mortgage

Document Number	11499
Date	Jun 24, 2020
Instrument	11499

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Beavercreek City
County	Greene County
County Subdivision	Beavercreek Township
Unified School District	Beavercreek City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,102.00 (+0.06%)	$154,650 (-) Land $29,430 Building $125,220
2024	$10,096.00 (-0.51%)	$154,650 (-) Land $29,430 Building $125,220
2023	$10,148.00 (+9.21%)	$154,650 (+20.58%) Land $29,430 Building $125,220	$441,860 (+20.58%) Land $84,080 Building $357,780
2022	$9,292.00	$128,250 Land $24,520 Building $103,730
2020			$366,440 Land $70,070 Building $296,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Jan 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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