88 Earlsgate Rd, Dayton, OH 45440 Property Records

Greene County property record for 88 Earlsgate Rd, Dayton, OH 45440

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,526 sqft · built 1993
Lot Size	0.738 acres (32,173 sqft)
Owner	Individual Name on File
Last Sale	$326,500 (Mar 1994)
Tax Bill	$10,966 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`B42-0006-0009.0-0144.00`

Property Details

APN / Parcel Number

Primary APN	`B42-0006-0009.0-0144.00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,526 sqft Living Area
1st Floor Area	1,867 sqft
Basement Area	860 sqft
Unfinished Basement	860 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	32,173 sqft (0.738 acres)
Lot Width	97 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	88 EARLSGATE RD
City	DAYTON
State	OH
Zip	45440-3664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPUD132
Legal Description	KINGSWOOD FRST SEC THREE LOT 72 EARLSGATE RD
Legal Subdivision	KINGSWOOD FRST
Legal Lot Number	72
Jurisdiction	GREENE OH
Township / Civil Division	BEAVERCREEK
Census Block Group	2
Census Block	2004
Census Tract	210500

Owner

88 Earlsgate Rd is owned and occupied by an individual who acquired it in September 2008.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	88 EARLSGATE RD, DAYTON, OH 45440-3664
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 1994 · Amount on File
Deed Sale	Mar 15, 1994 · Amount on File
Last Transfer Date	Sep 5, 2008
Transfer Doc	0028620667
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	88 EARLSGATE RD, BEAVERCREEK, OH 45440-3664
Document Number	0000013414
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	88 EARLSGATE RD BEAVERCREEK OH 454403664, BEAVERCREEK, OH 45440-3664

Mortgage

Document Number	0000013414
Date	Aug 14, 2018
Instrument	13414

Lender

Name	ACADEMY BK
Type	Bank
Address	FAIRWAY, KS 66205

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 88 Earlsgate Rd was $10,966, down 2.3% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Beavercreek City
County	Greene County
County Subdivision	Beavercreek Township
Unified School District	Beavercreek City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,966.00 (-2.29%)	$181,710 (-) Land $34,060 Building $147,650
2024	$11,223.00 (-0.87%)	$181,710 (-) Land $34,060 Building $147,650
2023	$11,322.00 (+9.88%)	$181,710 (+20.36%) Land $34,060 Building $147,650	$519,150 Land $97,300 Building $421,850
2022	$10,304.00	$150,970 Land $28,380 Building $122,590
2020			$431,330 Land $81,080 Building $350,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 88 Earlsgate Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Jan 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Earlsgate Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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