Wells County property record for 98 E Washington St, Poneto, IN 46781
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1967 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $619 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-08-31-502-023.000-005 |
| Primary APN | 90-08-31-502-023.000-005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 00001550205 |
|---|---|
| Street Address | 98 E WASHINGTON ST |
| City | PONETO |
| State | IN |
| Zip | 46781-5426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COOKS ADD LOTS 29-30 (31-N) |
| Legal Subdivision | COOKS ADDITION |
| Legal Lot Number | 29-30 |
| Jurisdiction | WELLS IN |
| Township / Civil Division | HARRISON |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 40300 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 98 E WASHINGTON ST, PONETO, IN 46781-5426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 98 E WASHINGTON ST, PONETO, IN 46781-5426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020260996 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 20260996 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 19, 2046 |
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Harrison Township |
| Municipality | Poneto Town |
| Unified School District | Bluffton-Harrison Metropolitan School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $619.00 (+40.05%) Homeowner's exemption | $110,400 (+25.88%) Land $7,700 Building $102,700 | $110,400 (+25.88%) Land $7,700 Building $102,700 |
| 2024 | $442.00 (+60.73%) | ||
| 2023 | $87,700 (+18.03%) Land $7,700 Building $80,000 | $87,700 (+18.03%) Land $7,700 Building $80,000 | |
| 2022 | $275.00 | $74,300 Land $7,500 Building $66,800 | $74,300 Land $7,500 Building $66,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Citizens Telephone Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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