48 E Washington St, Poneto, IN 46781 Property Records

Wells County property record for 48 E Washington St, Poneto, IN 46781

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,180 sqft · built 1980
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Apr 2017)
Tax Bill	$2,101 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`90-08-31-502-038.000-005`

Property Details

APN / Parcel Number

Primary APN	`90-08-31-502-038.000-005`
Alternative APNs	`00001550200` `0171105500`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft
Basement Area	295 sqft
Unfinished Basement	295 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Lean-To	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001550200
Street Address	48 E WASHINGTON ST
City	PONETO
State	IN
Zip	46781-5426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COOKS ADD LOT 34 (31-N)
Legal Subdivision	COOKS ADD
Legal Lot Number	34
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3068
Census Tract	40300

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9600 S 200 W, PONETO, IN 46781-9711
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU
Apr 17, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2017 · Amount on Record
Deed Sale	Apr 17, 2017 · Amount on Record
Prior Sale	Apr 10, 2017 · Amount on Record
Deed Document Number	2017949960002
Deed Book / Page	157 / 225
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	48 E WASHINGTON ST, PONETO, IN 46781-5426
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000141/817
Date	Apr 17, 2017
Book Page	141/817
Instrument	000949970017

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2032

Interest

Rate Type	Fixed Rate

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WELLS IN
Recording Date	Apr 17, 2017
Property Address	48 E WASHINGTON ST, PONETO, IN 46781-5426
Document Number	000157/225
Book / Page	157 / 225
Instrument Date	Apr 10, 2017
Instrument	000949960002
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9600 S 200 W, PONETO, IN 46781-9711

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Harrison Township
Municipality	Poneto Town
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,101.00 (+14%)	$126,700 (+26.45%) Land $5,200 Building $121,500	$126,700 (+26.45%) Land $5,200 Building $121,500
2024	$1,843.00 (+10.76%)
2023		$100,200 (+17.47%) Land $5,200 Building $95,000	$100,200 (+17.47%) Land $5,200 Building $95,000
2022	$1,664.00	$85,300 Land $5,000 Building $80,300	$85,300 Land $5,000 Building $80,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

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