98 E South Ave, Cortland, IL 60112 Property Records

DeKalb County property record for 98 E South Ave, Cortland, IL 60112

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 754 sqft · built 2007
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$272,000 (Jul 2023)
Tax Bill	$7,200 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-29-255-017`

Property Details

APN / Parcel Number

Primary APN	`09-29-255-017`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	1 Room
Building Area	754 sqft Building Perimeter
1st Floor Area	754 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Foundation Type	Retaining Wall
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	82 ft deep x 37 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0929255017
Street Address	98 E SOUTH AVE
City	CORTLAND
State	IL
Zip	60112-4098
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 81 - ROBINSON FARM PUD - UNIT II
Legal Subdivision	ROBINSON FARM PUD
Legal Lot Number	81
Legal Unit	2
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4043
Census Tract	1600

Owner

98 E South Ave is owned by two individuals who bought it in July 2023.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7631 WHEELER DR, ORLAND PARK, IL 60462-5049
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2023 · Amount on File
Deed Sale	Jul 6, 2023 · Amount on File
Prior Sale	Dec 18, 2006 · Amount on File
Deed Document Number	20234504
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 6, 2023
Property Address	98 E SOUTH AVE, CORTLAND, IL 60112-4098
Document Number	0000004504
Map Reference	DOC 2006012375
Instrument Date	Jun 30, 2023
Instrument	2023004504
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 E SOUTH AVE, CORTLAND, IL 60112-4098

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	98 E SOUTH AVE, CORTLAND, IL 60112-4098

Mortgage

Document Number	0000004505
Date	Jul 6, 2023
Instrument	2023004505

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Cortland Town
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,782 Land $15,644 Building $84,138	$299,346 Land $46,932 Building $252,414
2024	$7,200.00
2023		$66,846 (+4.78%) Land $13,759 Building $53,087	$200,538 (+4.78%) Land $41,277 Building $159,261
2022		$63,796 Land $13,131 Building $50,665	$191,388 Land $39,393 Building $151,995

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 98 E South Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 E South Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND serves 4,398 people · EPA ID IL0370051
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Fox Valley Internet Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20