86 E South Ave, Cortland, IL 60112 Property Records

DeKalb County property record for 86 E South Ave, Cortland, IL 60112

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 480 sqft · built 2007
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$167,500 (May 2022)
Tax Bill	$4,857 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-29-255-036`

Property Details

APN / Parcel Number

Primary APN	`09-29-255-036`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Building Area	480 sqft Building Perimeter
1st Floor Area	480 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Foundation Type	Retaining Wall
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	0929255036
Street Address	86 E SOUTH AVE
City	CORTLAND
State	IL
Zip	60112-4098
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 80E - ROBINSON FARM PUD - UNIT II - RESUBDIVISION OF LOT 80
Legal Subdivision	ROBINSON FARM PUD
Legal Lot Number	80,80
Legal Unit	2
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4043
Census Tract	1600

Owner

86 E South Ave is owned and occupied by two individuals who bought it in May 2022.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	86 E SOUTH AVE, CORTLAND, IL 60112-4098
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Prior Sale	Apr 16, 2007 · Amount on File
Deed Document Number	20224416
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	May 3, 2022
Property Address	86 E SOUTH AVE, CORTLAND, IL 60112-4098
Document Number	0000004416
Map Reference	DOC 2007002524
Instrument Date	May 2, 2022
Instrument	2022004416
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 LIBERTY LN APT 4, 4, SYCAMORE, IL 60178-8559

Mortgage

Document Number	0000004417
Date	May 3, 2022
Instrument	2022004417

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Cortland Town
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,006 Land $12,278 Building $50,728	$189,018 Land $36,834 Building $152,184
2024	$4,857.00
2023		$55,415 Land $10,799 Building $44,616	$166,245 Land $32,397 Building $133,848

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 86 E South Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 E South Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND serves 4,398 people · EPA ID IL0370051
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Fox Valley Internet Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20