98 E North St, Clayton, NJ 08312 Property Records

Gloucester County and Clayton Borough property record for 98 E North St, Clayton, NJ 08312

Property Summary

Property Type	Single Family Home
Details	1,092 sqft · built 1952
Lot Size	0.252 acres (10,964 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Feb 2019)
Tax Bill	$5,066 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-01511-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`01-01511-0000-00002`
Alternative APNs	`0100041F00022` `010151100002`

Interior

Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	10,964 sqft (0.252 acres)
Lot Dimensions	145 ft deep x 75.6 ft wide

Location & Zoning

Old Parcel Number	0100041F00022
Street Address	98 E NORTH ST
City	CLAYTON
State	NJ
Zip	08312-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Subdivision	PLAN PETERSON FARM
Legal Block	1511
Legal Lot Number	2
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2009
Census Tract	501501

Owner

98 E North St is owned and occupied by an individual who bought it in February 2019.

Source: Gloucester County and Clayton Borough records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	98 E NORTH ST, CLAYTON, NJ 08312-1227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2019 · Amount on File
Deed Sale	Feb 12, 2019 · Amount on File
Prior Sale	Sep 6, 2013 · Amount on File
Deed Document Number	20195298
Deed Book / Page	6033 / 60
Prior Transfer Date	Dec 22, 2000
Prior Transfer Doc	0000022043
Record Updated	Sep 20, 2026

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Feb 12, 2019
Property Address	98 E NORTH ST, CLAYTON, NJ 08312-1227
Document Number	0000005298
Book / Page	06033 / 060
Instrument Date	Feb 7, 2019
Instrument	05298
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1013 BROWN LN, 1013, CLAYTON, NJ 08312-1001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 E NORTH ST, CLAYTON, NJ 08312-1227

Mortgage

Document Number	0000005299
Date	Feb 12, 2019
Book Page	15702/290
Instrument	05299

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 98 E North St was $5,066, up 3.8% from the year before.

Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
Municipality	Clayton Borough
Unified School District	Clayton Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,700 (+11.41%) Land $57,600 Building $162,100	$219,700 (+11.41%) Land $57,600 Building $162,100
2025	$5,066.00 (+3.81%)	$197,200 Land $57,600 Building $139,600	$197,200 Land $57,600 Building $139,600
2024	$4,880.00
2023		$131,000 (-) Land $32,600 Building $98,400	$131,000 (-) Land $32,600 Building $98,400
2022	$5,236.00 (+1.22%)	$131,000 Land $32,600 Building $98,400	$131,000 Land $32,600 Building $98,400
2021	$5,173.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 E North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 E North St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20