DeKalb County property record for 98 E Daisy Ave, Cortland, IL 60112
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2.5 ba · 1,296 sqft · built 2003 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,000 (Feb 2018) |
| Tax Bill | $9,126 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-20-254-009 |
| Primary APN | 09-20-254-009 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Building Perimeter |
| 1st Floor Area | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 135 ft deep x 56.2 ft wide |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0920254009 |
|---|---|
| Street Address | 98 E DAISY AVE |
| City | CORTLAND |
| State | IL |
| Zip | 60112-4116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 38 - NEUCORT LAKES - UNIT 1 |
| Legal Subdivision | NEUCORT LAKES |
| Legal Lot Number | 38 |
| Legal Unit | 1 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | CORTLAND |
| Census Block Group | 4 |
| Census Block | 4088 |
| Census Tract | 1600 |
Source: DeKalb County records · APN 09-20-254-009
Assessment roll updated April 8, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 E DAISY AVE, CORTLAND, IL 60112-4116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| Feb 22, 2018 | Warranty Deed, Transfer · FHA Mortgage CMG FIN'L |
| Oct 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 22, 2018 · Amount on Record |
| Deed Sale | Feb 22, 2018 · Amount on Record |
| Prior Sale | Apr 13, 2011 · Amount on Record |
| Deed Document Number | 20181646 |
| Prior Transfer Date | Jan 30, 2013 |
| Prior Transfer Doc | 0000001420 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Apr 23, 2026 |
| Property Address | 98 E DAISY AVE, CORTLAND, IL 60112-4116 |
| Document Number | 0000003280 |
| Instrument Date | Apr 11, 2026 |
| Instrument | 20263280 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000003280, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 20263280 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 10.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 98 E DAISY AVE, CORTLAND, IL 60112-4116 |
| Document Number | 0000012896 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 98 E DAISY AVE CORTLAND IL 601124116, CORTLAND, IL 60112-4116 |
| Document Number | 0000012896 |
|---|---|
| Date | Dec 03, 2020 |
| Instrument | 12896 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 02, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Feb 22, 2018 |
| Property Address | 98 E DAISY AVE, CORTLAND, IL 60112-4116 |
| Document Number | 0000001646 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 1646 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $178.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 E DAISY AVE CORTLAND IL 601124116, CORTLAND, IL 60112-4116 |
| Document Number | 1647 |
|---|---|
| Date | Feb 22, 2018 |
| Instrument | 1647 |
| Name | CMG FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN RAMON, CA 94583-1382 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 98 E DAISY AVE, CORTLAND, IL 60112-4116 |
| Document Number | 0000011236 |
| Instrument Date | Oct 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 98 E DAISY AVE CORTLAND IL 601124116, CORTLAND, IL 60112-4116 |
| Document Number | 0000011236 |
|---|---|
| Date | Nov 09, 2017 |
| Instrument | 11236 |
| Name | OLD SECOND NAT'L BK |
|---|---|
| Type | Bank |
| Address | SYCAMORE, IL 60178 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 08, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Cortland Township |
| Municipality | Cortland Town |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $101,762 (+20.25%) Land $14,175 Building $87,587 | $305,286 (+20.25%) Land $42,525 Building $262,761 | |
| 2024 | $9,126.00 | ||
| 2023 | $84,625 Land $12,467 Building $72,158 | $253,875 Land $37,401 Building $216,474 |
Source: FEMA National Flood Hazard Layer as of January 2, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Benton Ridge Telephone Company Fixed Wireless | 100 / 20 |
| Opiquad Fixed Wireless | 100 / 20 |
May also be available: Frontier.
Based on FCC filings for 253 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CORTLAND serves 4,398 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures