103 E Daisy Ave, Cortland, IL 60112 Property Records

DeKalb County property record for 103 E Daisy Ave, Cortland, IL 60112

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,776 sqft · built 2004
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Apr 2026)
Tax Bill	$9,365 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-20-255-013`

Property Details

APN / Parcel Number

Primary APN	`09-20-255-013`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,776 sqft Building Perimeter
1st Floor Area	1,776 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	125 ft deep x 52.1 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	0920255013
Street Address	103 E DAISY AVE
City	CORTLAND
State	IL
Zip	60112-4115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 - NEUCORT LAKES - UNIT 1
Legal Subdivision	NEUCORT LAKES
Legal Lot Number	46
Legal Unit	1
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4092
Census Tract	1600

Owner

Source: DeKalb County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	632 ANJALI CT, SYCAMORE, IL 60178-9021
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE
Jun 4, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Jun 4, 2018 · Amount on Record
Deed Document Number	20263158
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Apr 17, 2026
Property Address	103 E DAISY AVE, CORTLAND, IL 60112-4115
Document Number	0000003158
Instrument Date	Mar 17, 2026
Instrument	2026.3158
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,207.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	632 ANJALI CT, SYCAMORE, IL 60178-9021

Mortgage

Document Number	0000003159,
Date	Apr 17, 2026
Instrument	2026.3159

Lender

Name	COMPASS MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.25%
Max Rate	-1%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 4, 2018
Property Address	103 E DAISY AVE, CORTLAND, IL 60112-4115
Document Number	0000005244
Instrument Date	Apr 4, 2018
Instrument	5244
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.50
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 E DAISY AVE CORTLAND IL 601124115, CORTLAND, IL 60112-4115

Mortgage

Document Number	5245
Date	Jun 4, 2018
Instrument	5245

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Cortland Town
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,474 (+31.17%) Land $14,175 Building $84,299	$295,422 (+31.17%) Land $42,525 Building $252,897
2024	$9,365.00
2023		$75,074 Land $12,467 Building $62,607	$225,222 Land $37,401 Building $187,821

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND serves 4,398 people · EPA ID IL0370051
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Frontier.

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