98 E Circle Dr, East Longmeadow, MA 01028 Property Records

Hampden County and East Longmeadow Town property record for 98 E Circle Dr, East Longmeadow, MA 01028

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,614 sqft · built 1960
Lot Size0.386 acres (16,826 sqft)
OwnerIndividual Name on File
Last Sale$281,000 (Nov 2017)
Tax Bill$7,350 (2026)
Deeds & MortgagesSep 2025 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNELON M:0047 B:0032 L:0061

Property Details

APN / Parcel Number

Primary APNELON M:0047 B:0032 L:0061
Alternative APN
  • 3791

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area1,614 sqft Living Area
Gross Area4,034 sqft
Basement Area346 sqft
Unfinished Basement346 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,826 sqft (0.386 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3791
Street Address98 E CIRCLE DR
CityEAST LONGMEADOW
StateMA
Zip01028-1331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block32
Legal Lot Number61
JurisdictionEAST LONGMEADOW MA
Township / Civil DivisionEAST LONGMEADOW
Census Block Group1
Census Block1012
Census Tract813403

Owner

98 E Circle Dr is owned and occupied by an individual who bought it in November 2017.

Source: Hampden County and East Longmeadow Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address98 E CIRCLE DR, EAST LONGMEADOW, MA 01028-1331
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2025Deed of Trust, Mortgage · Second Mortgage (Down Payment)
PEOPLESBANK (HOLYOKE MA)
Nov 16, 2017Warranty Deed, Transfer
WEBSTER BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2017 · Amount on File
Deed SaleNov 16, 2017 · Amount on File
Prior SaleAug 12, 2008 · Amount on File
Deed Document Number201768019
Deed Book / Page21948 / 146
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LONGMEADOW MA
Property Address98 E CIRCLE DR, EAST LONGMEADOW, MA 01028-1331
Transaction TypeMortgage
Record UpdatedSep 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number026013-321
DateSep 4, 2025
Book Page26013/321
Instrument41469
Lender
NamePEOPLESBANK (HOLYOKE MA)
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term241 Months
DueOct 1, 2045

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST LONGMEADOW MA
Recording DateNov 16, 2017
Property Address98 E CIRCLE DR, EAST LONGMEADOW, MA 01028-1331
Document Number21948-146
Book / Page21948 / 146
Instrument68019
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$49.18
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 E CIRCLE DR, EAST LONGMEADOW, MA 01028-1331

Mortgage

Document Number219480149
DateNov 16, 2017
Instrument21948/0149
Lender
NameWEBSTER BANK
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueNov 16, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 98 E Circle Dr was $7,350, up 9.7% from the year before.

Source: Hampden County and East Longmeadow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionEast Longmeadow Town
Unified School DistrictEast Longmeadow School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,350.00 (+9.72%)$378,300 (+4.36%) Land $137,000 Building $241,300$383,030 (-12.56%)
2025$6,699.00 (+4.7%)$362,500 (+5.04%) Land $137,000 Building $225,500$438,045
2024$6,398.00 (+5.75%)$345,100 (+9.52%) Land $137,000 Building $208,100
2023$6,050.00$315,100 Land $124,300 Building $190,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 E Circle Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1984–1989)
Most Recent ClaimOct 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 E Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST LONGMEADOW DPW WATER DEPT
serves 16,358 people · EPA ID MA1085000
Water SourcePurchased surface water from SPRINGFIELD WATER AND SEWER COMMISSION
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2019
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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