95 E Circle Dr, East Longmeadow, MA 01028 Property Records

Hampden County and East Longmeadow Town property record for 95 E Circle Dr, East Longmeadow, MA 01028

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,778 sqft · built 1959
Lot Size	0.398 acres (17,358 sqft)
Owner	2 Individual Names on File
Last Sale	$297,500 (Apr 2019)
Tax Bill	$6,970 (2026)
Deeds & Mortgages	Nov 2020 Refinance Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ELON M:0047 B:0015 L:0027`

Property Details

APN / Parcel Number

Primary APN	`ELON M:0047 B:0015 L:0027`
Alternative APN	`3771`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,778 sqft Living Area
Gross Area	2,998 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,358 sqft (0.398 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3771
Street Address	95 E CIRCLE DR
City	EAST LONGMEADOW
State	MA
Zip	01028-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	15
Legal Lot Number	27
Jurisdiction	EAST LONGMEADOW MA
Township / Civil Division	EAST LONGMEADOW
Census Block Group	1
Census Block	1010
Census Tract	813403

Owner

95 E Circle Dr is owned and occupied by two individuals who bought it in April 2019.

Source: Hampden County and East Longmeadow Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	95 E CIRCLE DR, EAST LONGMEADOW, MA 01028-1330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MASSMUTUAL FEDERAL CREDIT UNION
Apr 18, 2019	Personal Representative Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2019 · Amount on File
Deed Sale	Apr 18, 2019 · Amount on File
Deed Document Number	2019539
Deed Book / Page	22629 / 185
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LONGMEADOW MA
Property Address	95 E CIRCLE DR, EAST LONGMEADOW, MA 01028-1330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23555-132
Date	Nov 24, 2020
Book Page	23555/132
Instrument	70008

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

April 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	EAST LONGMEADOW MA
Recording Date	Apr 18, 2019
Property Address	95 E CIRCLE DR, EAST LONGMEADOW, MA 01028-1330
Document Number	22629-185
Book / Page	22629 / 185
Instrument Date	Apr 16, 2019
Instrument	19539
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 WINDEMERE ST, SPRINGFIELD, MA 01104-2266

Mortgage

Document Number	19540
Date	Apr 18, 2019
Instrument	19540

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 95 E Circle Dr was $6,970, up 11.1% from the year before.

Source: Hampden County and East Longmeadow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	East Longmeadow Town
Unified School District	East Longmeadow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,970.00 (+11.09%)	$358,700 (+5.66%) Land $137,300 Building $221,400	$401,812 (-9.37%)
2025	$6,274.00 (+4.1%)	$339,500 (+4.43%) Land $137,300 Building $202,200	$443,365
2024	$6,027.00 (+6.17%)	$325,100 (+9.94%) Land $137,300 Building $187,800
2023	$5,677.00	$295,700 Land $124,800 Building $170,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 E Circle Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1984–1989)
Most Recent Claim	Oct 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 E Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LONGMEADOW DPW WATER DEPT serves 16,358 people · EPA ID MA1085000
Water Source	Purchased surface water from SPRINGFIELD WATER AND SEWER COMMISSION
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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