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98 Downing Rd, Buffalo Grove, IL 60089 Property Records

Cook County property record for 98 Downing Rd, Buffalo Grove, IL 60089

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,508 sqft · built 1968
Lot Size0.156 acres (6,800 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Oct 2018)
Tax Bill$8,012 (2023)
Deeds & MortgagesOct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-09-116-031

Property Details

APN / Parcel Number

Primary APN03-09-116-031
Alternative APN
  • 03-09-116-031-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,508 sqft Living Area
1st Floor Area1,508 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1969
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,800 sqft (0.156 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address98 DOWNING RD
CityBUFFALO GROVE
StateIL
Zip60089-4354
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(CAMBRIDGE) (COUNTRYSIDE) (UNIT6) SUB IN NH SEC 09-42-11
Legal Range11E
Legal Township42N
Legal Section09
Legal SubdivisionCAMBRIDGE COUNTRYSIDE UNIT6
Legal Lot Number337
Legal Unit6
JurisdictionCOOK IL
Township / Civil DivisionWHEELING
Census Block Group3
Census Block3002
Census Tract802503

Owner

98 Downing Rd is owned and occupied by an individual who bought it in October 2018.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address98 DOWNING RD, BUFFALO GROVE, IL 60089-4354
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 10, 2018 · Amount on File
Deed SaleOct 10, 2018 · Amount on File
Deed Document Number201833294
Record UpdatedOct 29, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateOct 10, 2018
Property Address98 DOWNING RD, BUFFALO GROVE, IL 60089-4354
Document Number1828333294
Instrument DateOct 4, 2018
Instrument28333294
Transaction TypeTransfer
Record UpdatedOct 22, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address98 DOWNING RD BUFFALO GROVE IL 600894354, BUFFALO GROVE, IL 60089-4354

Mortgage

Document Number1828333295
DateOct 10, 2018
Instrument28333295
Lender
NameBERNARD ELBAUM
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionWheeling Township
MunicipalityBuffalo Grove Village
Secondary School DistrictTownship High School District 214 (09 - 12)
Elementary School DistrictWheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$39,000 Land $7,140 Building $31,860$390,000 Land $71,400 Building $318,600
2023$8,012.00 (+4.75%)
2022$7,649.00 Homeowner's exemption Senior Citizen's exemption$31,000 Land $6,120 Building $24,880$310,000 Land $61,200 Building $248,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 98 Downing Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims19 (1981–2009)
Claims Outside the SFHA13 of 19
Most Recent ClaimAug 2009 · other causes
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 98 Downing Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO GROVE
serves 43,212 people · EPA ID IL0314180
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Astound Broadband, Verizon.

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