108 Downing Rd, Buffalo Grove, IL 60089 Property Records

Cook County property record for 108 Downing Rd, Buffalo Grove, IL 60089

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,202 sqft · built 1971
Lot Size	0.156 acres (6,800 sqft)
Owner	Individual Name on File
Last Sale	$291,500 (May 2013)
Tax Bill	$9,425 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-09-116-030`

Property Details

APN / Parcel Number

Primary APN	`03-09-116-030`
Alternative APN	`03-09-116-030-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,202 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,800 sqft (0.156 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	108 DOWNING RD
City	BUFFALO GROVE
State	IL
Zip	60089-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(CAMBRIDGE) (COUNTRYSIDE) (UNIT6) SUB IN NH SEC 09-42-11
Legal Range	11E
Legal Township	42N
Legal Section	09
Legal Subdivision	CAMBRIDGE COUNTRYSIDE UNIT6
Legal Lot Number	336
Legal Unit	6
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	3
Census Block	3002
Census Tract	802503

Owner

108 Downing Rd is owned and occupied by an individual who bought it in May 2013.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	108 DOWNING RD, BUFFALO GROVE, IL 60089-4318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jun 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2013 · Amount on File
Deed Sale	May 7, 2013 · Amount on File
Prior Sale	Jun 30, 2005 · Amount on File
Deed Document Number	201333062
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	108 DOWNING RD, BUFFALO GROVE, IL 60089-4318
Transaction Type	Mortgage
Record Updated	Jul 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018146066
Date	Jun 30, 2021
Instrument	2118146066

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	May 1, 2036

Interest

Rate	2.87%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	108 DOWNING RD, BUFFALO GROVE, IL 60089-4318
Document Number	1819319121
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 DOWNING RD BUFFALO GROVE IL 600894318, BUFFALO GROVE, IL 60089-4318

Mortgage

Document Number	1819319121
Date	Jul 12, 2018
Instrument	19319121

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2048

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Buffalo Grove Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,000 Land $7,140 Building $36,860	$440,000 Land $71,400 Building $368,600
2023	$9,425.00 (+4.32%)
2022	$9,035.00 Homeowner's exemption	$32,764 Land $6,120 Building $26,644	$327,640 Land $61,200 Building $266,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 Downing Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	19 (1981–2009)
Claims Outside the SFHA	13 of 19
Most Recent Claim	Aug 2009 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 108 Downing Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO GROVE serves 43,212 people · EPA ID IL0314180
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Astound Broadband, Verizon.

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