98 David Ave, Buffalo, NY 14225 Property Records

Erie County and Cheektowaga Town property record for 98 David Ave, Buffalo, NY 14225

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,034 sqft · built 1927
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jul 2025)
Tax Bill	$5,120 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Jul 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`143089 102.21-6-52`

Property Details

APN / Parcel Number

Primary APN	`143089 102.21-6-52`
Alternative APNs	`30891022100006052000` `013 0321000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,034 sqft Living Area
1st Floor Area	1,034 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	013 0321000
Street Address	98 DAVID AVE
City	BUFFALO
State	NY
Zip	14225-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 698 SL 33 34
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	6
Legal Lot Number	52.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	3
Census Block	3006
Census Tract	10500

Owner

98 David Ave is owned and occupied by an individual who bought it in July 2025.

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	98 DAVID AVE, BUFFALO, NY 14225-4002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jul 11, 2025	Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA
Jul 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2025 · Amount on File
Deed Sale	Jul 11, 2025 · Amount on File
Prior Sale	Jul 27, 2018 · Amount on File
Deed Document Number	2025123565
Deed Book / Page	11447 / 8457
Prior Transfer Date	Mar 30, 2006
Prior Transfer Doc	0111125964
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	98 DAVID AVE, CHEEKTOWAGA, NY 14225-4002
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 DAVID AVE, BUFFALO, NY 14225-4002

Mortgage

Document Number	0140939715
Date	Jun 15, 2023
Book Page	14093/9715
Instrument	2023102860

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14225

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Jul 11, 2025
Property Address	98 DAVID AVE, CHEEKTOWAGA, NY 14225-4002
Document Number	0114478457
Book / Page	11447 / 8457
Instrument Date	Jul 10, 2025
Instrument	2025123565
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 DAVID AVE, CHEEKTOWAGA, NY 14225-4002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 DAVID AVE, CHEEKTOWAGA, NY 14225-4002

Mortgage

Document Number	0141667567
Date	Jul 11, 2025
Instrument	14166/7567

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jul 27, 2018
Property Address	98 DAVID AVE, CHEEKTOWAGA, NY 14225-4002
Document Number	0113323917
Book / Page	11332 / 3917
Map Reference	MAP698
Instrument Date	Jul 17, 2018
Instrument	2018150017
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 RIDGE CT, 4, CARMEL, NY 10512-1024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 ROUNDS AVE, BUFFALO, NY 14215-1217

Tax Assessment & Valuation

The 2026 property tax bill for 98 David Ave was $5,120, up 109.7% from the year before.

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,120.00 (+109.66%)
2025	$2,442.00 (-41.79%)	$132,000 (-) Land $11,000 Building $121,000	$176,000 (+6.67%) Land $14,667 Building $161,333
2024	$4,195.00	$132,000 (-) Land $11,000 Building $121,000	$165,000 (+13.75%) Land $13,750 Building $151,250
2023		$132,000 Land $11,000 Building $121,000	$145,055 Land $12,088 Building $132,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 David Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–1989)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 98 David Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on David Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures