Middlesex County and Hudson Town property record for 98 Cottage St, Hudson, MA 01749 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,456 sqft · built 1927 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $505,000 (May 2024) |
| Tax Bill | $6,367 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18060 |
| Primary APN | 18060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 2,398 sqft |
| 1st Floor Area | 728 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 18060 |
|---|---|
| Street Address | 98 COTTAGE ST |
| City | HUDSON |
| State | MA |
| Zip | 01749-1430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 60 |
| Jurisdiction | HUDSON MA |
| Township / Civil Division | HUDSON |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 322300 |
Source: Middlesex County and Hudson Town records · APN 18060
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 COTTAGE ST, HUDSON, MA 01749-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 09, 2026 | Deed of Trust, Mortgage GUARANTEED RATE INC |
| May 03, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage EAST CAMBRIDGE SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 03, 2024 · Amount on Record |
| Deed Sale | May 03, 2024 · Amount on Record |
| Prior Sale | Dec 01, 1993 · Amount on Record |
| Deed Document Number | 202445634 |
| Deed Book / Page | 82736 / 422 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON MA |
| Property Address | 98 COTTAGE ST, HUDSON, MA 01749-1430 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0085315-85 |
|---|---|
| Date | Mar 09, 2026 |
| Book Page | 85315/85 |
| Instrument | 25315 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HUDSON MA |
| Recording Date | May 03, 2024 |
| Property Address | 98 COTTAGE ST, HUDSON, MA 01749-1430 |
| Document Number | 082736-422 |
| Book / Page | 82736 / 422 |
| Instrument Date | May 03, 2024 |
| Instrument | 45634 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 98 COTTAGE ST, HUDSON, MA 01749-1430 |
| Document Number | 0000045635 |
|---|---|
| Date | May 03, 2024 |
| Instrument | 45635 |
| Name | EAST CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Hudson Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Hudson Town |
| Unified School District | Hudson School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,367.00 (+2.61%) | $458,700 (+3.5%) Land $160,200 Building $298,500 | $468,730 (+0.2%) |
| 2024 | $6,205.00 (+11.86%) | $443,200 (+16.66%) Land $145,700 Building $297,500 | $467,780 |
| 2023 | $5,547.00 | $379,900 Land $140,100 Building $239,800 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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