89 Cottage St, Hudson, MA 01749 Property Records

Middlesex County and Hudson Town property record for 89 Cottage St, Hudson, MA 01749 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 1955
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$595,000 (Oct 2021)
Tax Bill	$8,465 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18186`

Property Details

APN / Parcel Number

Primary APN	`18186`
Alternative APN	`HUDS M:0018 B:0000 L:0186`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,608 sqft Living Area
Gross Area	3,916 sqft
1st Floor Area	952 sqft
Basement Area	820 sqft
Unfinished Basement	820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	18186
Street Address	89 COTTAGE ST
City	HUDSON
State	MA
Zip	01749-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	186
Jurisdiction	HUDSON MA
Township / Civil Division	HUDSON
Census Block Group	3
Census Block	3002
Census Tract	322300

Owner

Source: Middlesex County and Hudson Town records · APN 18186

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	89 COTTAGE ST, HUDSON, MA 01749-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Dec 22, 2016
Transfer Doc	68645-530
Record Updated	Sep 20, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUDSON MA
Recording Date	Oct 29, 2021
Property Address	89 COTTAGE ST, HUDSON, MA 01749-1515
Document Number	79035-453
Book / Page	79035 / 453
Instrument Date	Oct 29, 2021
Instrument	238230
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 COTTAGE ST, HUDSON, MA 01749-1515

Mortgage

Document Number	238231
Date	Oct 29, 2021
Instrument	238231

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Hudson Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Hudson Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,465.00 (+4.3%)	$609,900 (+5.21%) Land $191,000 Building $418,900	$592,420 (-5.59%)
2024	$8,116.00 (+9.13%)	$579,700 (+13.8%) Land $173,700 Building $406,000	$627,475
2023	$7,437.00	$509,400 Land $167,000 Building $342,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.