98 Columns Cir, Shelby, NC 28150 Property Records

Cleveland County property record for 98 Columns Cir, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,932 sqft · built 1999
Lot Size	0.078 acres (3,427 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Feb 2020)
Tax Bill	$3,668 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`52569`

Property Details

APN / Parcel Number

Primary APN	`52569`
Alternative APN	`1328071`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,932 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	3,427 sqft (0.078 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1328071
Street Address	98 COLUMNS CIR
City	SHELBY
State	NC
Zip	28150-4868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6CU
Legal Description	#7PB20-177 COLUMNS PH VII I
Legal Subdivision	COLUMNS AT CLEVELAND SPRINGS
Legal Phase	7
Legal Block	5
Legal Lot Number	73
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1009
Census Tract	950702

Owner

98 Columns Cir is owned and occupied by two individuals who bought it in February 2020.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 COLUMNS CIR, SHELBY, NC 28150-4868
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Warranty Deed, Transfer · Conventional Mortgage THE FIDELITY BANK
Jul 16, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Prior Sale	Jul 16, 2018 · Amount on File
Deed Document Number	202036618
Deed Book / Page	1808 / 1453
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Feb 28, 2020
Property Address	98 COLUMNS CIR, SHELBY, NC 28150-4868
Document Number	0018081453
Book / Page	1808 / 1453
Map Reference	MB 20 PG 177
Instrument Date	Feb 24, 2020
Instrument	200036618
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 COLUMNS CIR, SHELBY, NC 28150-4868

Mortgage

Document Number	18081456
Date	Feb 28, 2020
Instrument	1808/1456

Lender

Name	THE FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 16, 2018
Property Address	98 COLUMNS CIR, SHELBY, NC 28150-4868
Document Number	0017712340
Book / Page	001771 / 002340
Instrument Date	Jul 13, 2018
Instrument	15810
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 STONE GATE DR SHELBY NC 281506200, SHELBY, NC 28150-6200

Tax Assessment & Valuation

The 2026 property tax bill for 98 Columns Cir was $3,668, up 0.9% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,668.00 (+0.88%)	$365,463 (-) Land $30,000 Building $335,463	$365,463 (-) Land $30,000 Building $335,463
2025	$3,636.00	$365,463 Land $30,000 Building $335,463	$365,463 Land $30,000 Building $335,463
2023		$243,678 Land $30,000 Building $213,678	$243,678 Land $30,000 Building $213,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Columns Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Columns Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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