103 Columns Cir, Shelby, NC 28150 Property Records

Cleveland County property record for 103 Columns Cir, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,926 sqft · built 1998
Lot Size	0.077 acres (3,385 sqft)
Owner	Individual Name on File
Last Sale	$239,000 (Nov 2019)
Tax Bill	$3,694 (2026)
Deeds & Mortgages	Apr 2020 Transfer Nov 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51657`

Property Details

APN / Parcel Number

Primary APN	`51657`
Alternative APNs	`1329737` `1364582`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,926 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	3,385 sqft (0.077 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1364582
Street Address	103 COLUMNS CIR
City	SHELBY
State	NC
Zip	28150-4865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6CU
Legal Description	#9PB20-74COLUMNS PH VII LIFE ESTATE
Legal Subdivision	THE COLUMNS AT CLEVELAND SPRINGS
Legal Phase	7
Legal Block	5
Legal Lot Number	62
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1010
Census Tract	950702

Owner

103 Columns Cir is owned and occupied by an individual who acquired it in March 2020.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	103 COLUMNS CIR, SHELBY, NC 28150-4865
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 6, 2019	Warranty Deed, Transfer · Line of Credit THE FIDELITY BANK
Sep 20, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2019 · Amount on File
Deed Sale	Nov 6, 2019 · Amount on File
Prior Sale	Feb 17, 2012 · Amount on File
Deed Document Number	2019200032570
Deed Book / Page	1801 / 2530
Last Transfer Date	Mar 17, 2020
Transfer Doc	0018101484
Record Updated	Oct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 2, 2020
Property Address	103 COLUMNS CIR, SHELBY, NC 28150-4865
Document Number	0018101484
Book / Page	001810 / 001484
Instrument Date	Mar 17, 2020
Instrument	37872
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1932 METCALF RD SHELBY NC 281501001, SHELBY, NC 28150-1001

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 6, 2019
Property Address	103 COLUMNS CIR, SHELBY, NC 28150-4865
Document Number	0018012530
Book / Page	1801 / 2530
Map Reference	MB 20PG 74
Instrument Date	Nov 1, 2019
Instrument	200032570
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1406, SHELBY, NC 28151-1406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 COLUMNS CIR, SHELBY, NC 28150-4865

Mortgage

Document Number	0200032571
Date	Nov 6, 2019
Instrument	200032571

Lender

Name	THE FIDELITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 20, 2019
Property Address	103 COLUMNS CIR, SHELBY, NC 28150-4865
Document Number	0017982656
Book / Page	001798 / 002656
Instrument Date	Sep 19, 2019
Instrument	30716
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1406 SHELBY NC 281511406, SHELBY, NC 28151-1406

Tax Assessment & Valuation

The 2026 property tax bill for 103 Columns Cir was $3,694, up 0.9% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,694.00 (+0.87%)	$368,072 (-) Land $30,000 Building $338,072	$368,072 (-) Land $30,000 Building $338,072
2025	$3,662.00	$368,072 Land $30,000 Building $338,072	$368,072 Land $30,000 Building $338,072
2023		$245,493 Land $30,000 Building $215,493	$245,493 Land $30,000 Building $215,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Columns Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Columns Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

Nearby Properties on Columns Cir

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