Sullivan County and Liberty Town property record for 98 Cold Spring Rd, Liberty, NY 12754
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 584 sqft · built 1940 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Sep 2021) |
| Tax Bill | $3,024 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 483689 21.-5-2.1 |
| Primary APN | 483689 21.-5-2.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 584 sqft Living Area |
| 1st Floor Area | 352 sqft |
| Upper Floors Area | 232 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 121 ft deep x 75 ft wide |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 08/18/20 |
|---|---|
| Street Address | 98 COLD SPRING RD |
| City | LIBERTY |
| State | NY |
| Zip | 12754-2517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IC |
| Legal Block | 5 |
| Legal Lot Number | 2.001 |
| Jurisdiction | SULLIVAN NY |
| Township / Civil Division | LIBERTY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 950500 |
Source: Sullivan County and Liberty Town records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 98 COLD SPRING RD, LIBERTY, NY 12754-2517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jul 31, 2020 | Grant Deed, Transfer J AND H ABSTRACT LLC, J & H ABS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2021 · Amount on Record |
| Deed Sale | Sep 28, 2021 · Amount on Record |
| Prior Sale | Jul 31, 2020 · Amount on Record |
| Deed Document Number | 20219816 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Recording Date | Sep 28, 2021 |
| Property Address | 98 COLD SPRING RD, LIBERTY, NY 12754-2517 |
| Document Number | 816 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021-9816 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 WOODLAND TOWNHOUSE RD APT A6, A6, LOCH SHELDRAKE, NY 12759-5219 |
| Document Number | 817 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021-9817 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000000818 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021-9818 |
| Name | SULLIVAN COUNTY OF |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Recording Date | Jul 31, 2020 |
| Property Address | 98 COLD SPRING RD, LIBERTY, NY 12754-2517 |
| Document Number | 0000005287 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 5287 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2020 |
| Title Company | J AND H ABSTRACT LLC, J & H ABS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 BROWN ST LIVINGSTON MANOR NY 12758, LIVINGSTON MANOR, NY 12758 |
Source: Sullivan County and Liberty Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Sullivan County |
| County Subdivision | Liberty Town |
| Unified School District | Liberty Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,024.00 | $44,300 (-) Land $11,900 Building $32,400 | $117,900 (+31.37%) Land $31,671 Building $86,229 |
| 2023 | $44,300 (-) Land $11,900 Building $32,400 | $89,749 (+28.21%) Land $24,109 Building $65,640 | |
| 2022 | $44,300 Land $11,900 Building $32,400 | $70,000 Land $18,804 Building $51,196 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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