93 Cold Spring Rd, Liberty, NY 12754 Property Records

Sullivan County and Liberty Town property record for 93 Cold Spring Rd, Liberty, NY 12754 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,620 sqft · built 1950
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Sep 2008)
Tax Bill	$5,821 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`483689 21.-1-10`

Property Details

APN / Parcel Number

Primary APN	`483689 21.-1-10`
Alternative APN	`3689021 0001010000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,080 sqft
Upper Floors Area	540 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	165 ft deep x 204 ft wide
Porch	Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	93 COLD SPRING RD
City	LIBERTY
State	NY
Zip	12754-2531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	SULLIVAN NY
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3008
Census Tract	950500

Owner

Source: Sullivan County and Liberty Town records · APN 483689 21.-1-10

Assessment roll updated April 27, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	93 COLD SPRING RD, LIBERTY, NY 12754-2531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2008 · Amount on Record
Deed Sale	Sep 08, 2008 · Amount on Record
Deed Book / Page	3514 / 128
Record Updated	Jun 08, 2026

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SULLIVAN NY
Recording Date	Jun 25, 2019
Property Address	93 COLD SPRING RD, LIBERTY, NY 12754-2531
Document Number	0000004231
Instrument Date	Jun 21, 2019
Instrument	4231
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	J AND H ABSTRACT LLC, J & H ABS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$584.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	65 YOUNGS HILL RD LIBERTY NY 127543343, LIBERTY, NY 12754-3343

Mortgage

Document Number	4233
Date	Jun 25, 2019
Instrument	4233

Lender

Name	JEFF BK
Type	Bank
Address	NY 12758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

Interest

Rate	6%

Tax Assessment & Valuation

Source: Sullivan County and Liberty Town records · Assessment roll updated April 27, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Liberty Town
Unified School District	Liberty Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,821.00	$93,000 (-) Land $20,400 Building $72,600	$247,400 (+31.31%) Land $54,268 Building $193,132
2023		$93,000 (-) Land $20,400 Building $72,600	$188,412 (+28.26%) Land $41,329 Building $147,083
2022		$93,000 Land $20,400 Building $72,600	$146,900 Land $32,223 Building $114,677

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sullivan County (36105C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361059505003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.