98 Cobblestone Dr, Marion, NC 28752 Property Records

McDowell County property record for 98 Cobblestone Dr, Marion, NC 28752 · Last verified December 2023

Property Summary

Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$13,000 (Jan 2020)
Tax Bill	$2,128 (2023)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1722-00-36-0183`

Property Details

APN / Parcel Number

Primary APN	`1722-00-36-0183`
Alternative APN	`72495`

Exterior

Lot Area	23,958 sqft (0.55 acres)

Location & Zoning

Account Number	72495
Street Address	98 COBBLESTONE DR
City	MARION
State	NC
Zip	28752-5787
Property Category	Other
Property Type	Unknown
Legal Description	0.55 AC LOT 4 PER SURV DESC DATED 11-1-19
Legal Lot Number	4
Jurisdiction	MCDOWELL NC
Township / Civil Division	NEBO
Census Block Group	1
Census Block	1032
Census Tract	970200

Owner

Source: McDowell County records · APN 1722-00-36-0183

Assessment roll updated January 1, 2023 · Last verified December 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	231 FERN WAY, BLACK MTN, NC 28711-9771
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2020 · Amount on Record
Deed Sale	Jan 29, 2020 · Amount on Record
Deed Document Number	0001299506
Record Updated	Jun 07, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	98 COBBLESTONE DR, MARION, NC 28752-5787
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014170341
Date	Oct 25, 2022
Book Page	1417/341
Instrument	2022006263

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2032

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2023 · Last verified December 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,128.00	$318,650 Land $12,500 Building $306,150	$318,650 Land $12,500 Building $306,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119702001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Nearby Flood Policies	7 in force 1 of 7 on primary residences
Nearby Flood Claims	12 (1994–2024)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Flood Events	Tropical Storm Helene (Sep 2024), 3 claims

Wildfire

Wildfire Risk	Low above 34% of the US · above 46% of North Carolina
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.