McDowell County property record for 46 Cobblestone Dr, Marion, NC 28752 · Last verified October 2025
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,792 sqft · built 1980 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,409 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1722-00-26-8242 |
| Primary APN | 1722-00-26-8242 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,792 sqft Heated Area |
| Gross Area | 2,632 sqft |
| Basement Area | 1,792 sqft |
| Finished Basement | 840 sqft |
| Unfinished Basement | 952 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.489 acres) |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 512 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 19985 |
|---|---|
| Street Address | 46 COBBLESTONE DR |
| City | MARION |
| State | NC |
| Zip | 28752-5787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT #2 COBBLESTONE S/DPB4 PG30 |
| Legal Subdivision | COBBLESTONE S/D |
| Legal Lot Number | 2 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MARION |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 970200 |
Source: McDowell County records · APN 1722-00-26-8242
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 46 COBBLESTONE DR, MARION, NC 28752-5787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 06, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Dec 13, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 1998 |
| Deed Sale | Nov 01, 1998 |
| Deed Document Number | 0000573154 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | NC |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0014280195 |
|---|---|
| Date | Mar 06, 2023 |
| Book Page | 1428/195 |
| Instrument | 2023000950 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MARION, NC 28752 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | NC |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0014210635 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | 1421/635 |
| Instrument | 2022007095 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MARION, NC 28752 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,409.00 | $211,070 (-) Land $25,000 Building $186,070 | |
| 2023 | $1,409.00 | $211,070 Land $25,000 Building $186,070 | $211,070 Land $25,000 Building $186,070 |
Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119702001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 12 (1994–2024) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Low above 34% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,778 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Cable | 940 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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