Erie County and Cheektowaga Town property record for 98 Clover Pl, Buffalo, NY 14225
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,276 sqft · built 1935 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Nov 2024) |
| Tax Bill | $4,413 (2026) |
| Deeds & Mortgages | Nov 2024 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 143089 91.20-11-74 |
| Primary APN | 143089 91.20-11-74 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| 1st Floor Area | 1,096 sqft |
| Attic | Attic |
| Attic Area | 180 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 120 ft deep x 31 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 022 0451000 |
|---|---|
| Street Address | 98 CLOVER PL |
| City | BUFFALO |
| State | NY |
| Zip | 14225-3306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02R |
| Legal Description | MC 962 SL 60 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 11 |
| Legal Lot Number | 74.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10600 |
98 Clover Pl is owned and occupied by an individual who bought it in November 2024.
Source: Erie County and Cheektowaga Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 CLOVER PL, BUFFALO, NY 14225-3306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2024 · Amount on File |
| Deed Sale | Nov 21, 2024 · Amount on File |
| Deed Document Number | 2024200367 |
| Deed Book / Page | 11438 / 8383 |
| Record Updated | Oct 29, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Nov 21, 2024 |
| Property Address | 98 CLOVER PL, BUFFALO, NY 14225-3306 |
| Document Number | 0114388383 |
| Book / Page | 11438 / 8383 |
| Instrument Date | Oct 18, 2024 |
| Instrument | 2024200367 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 886 EDGEWATER DR, AMHERST, NY 14228-3028 |
| Name | Verified Name |
|---|---|
| Address | 98 CLOVER PL, CHEEKTOWAGA, NY 14225-3306 |
| Document Number | 0141449171 |
|---|---|
| Date | Nov 21, 2024 |
| Instrument | 14144/9171 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2054 |
The 2026 property tax bill for 98 Clover Pl was $4,413, up 84.7% from the year before.
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | Cheektowaga-Maryvale Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,413.00 (+84.72%) | ||
| 2025 | $2,389.00 (-44.97%) | $134,000 (-) Land $11,000 Building $123,000 | $178,667 (+6.67%) Land $14,667 Building $164,000 |
| 2024 | $4,341.00 Homeowner's exemption | $134,000 (-) Land $11,000 Building $123,000 | $167,500 (+13.75%) Land $13,750 Building $153,750 |
| 2023 | Homeowner's exemption | $134,000 Land $11,000 Building $123,000 | $147,253 Land $12,088 Building $135,165 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Clover Pl in Zone X, an area of moderate flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1978–1987) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Jun 1987 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 98 Clover Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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