95 Clover Pl, Buffalo, NY 14225 Property Records

Erie County and Cheektowaga Town property record for 95 Clover Pl, Buffalo, NY 14225

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,410 sqft · built 1950
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jan 2026)
Tax Bill	$5,264 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143089 91.20-9-1`

Property Details

APN / Parcel Number

Primary APN	`143089 91.20-9-1`
Alternative APNs	`30890912000009001000` `022 0505000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,410 sqft Total Area
1st Floor Area	1,442 sqft
2nd Floor Area	968 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	120 ft deep x 124 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	24 sqft
Porch	Slab
Porch Area	154 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	022 0505000
Street Address	95 CLOVER PL
City	BUFFALO
State	NY
Zip	14225-3305
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	02R
Legal Description	MC 962 SL 115 TO 118
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	9
Legal Lot Number	1.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	1
Census Block	1005
Census Tract	10600

Owner

95 Clover Pl, a duplex, is owned and occupied by an individual who bought it in January 2026.

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	95 CLOVER PL, BUFFALO, NY 14225-3305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Mar 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST PRIORITY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2026 · Amount on File
Deed Sale	Jan 13, 2026 · Amount on File
Prior Sale	Nov 22, 2011 · Amount on File
Deed Document Number	20266837
Deed Book / Page	11455 / 8243
Prior Transfer Date	May 4, 2004
Prior Transfer Doc	0000001225
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Jan 13, 2026
Property Address	95 CLOVER PL, BUFFALO, NY 14225-3305
Document Number	0114558243
Book / Page	11455 / 8243
Map Reference	MB 962
Instrument Date	Nov 17, 2025
Instrument	2026006837
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95 CLOVER PL, CHEEKTOWAGA, NY 14225-3305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 CLOVER PL, CHEEKTOWAGA, NY 14225-3305

Mortgage

Document Number	0014187583
Date	Jan 13, 2026
Instrument	14187/583

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2055

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	95 CLOVER PL, BUFFALO, NY 14225-3305
Document Number	0138037151
Book / Page	013803 / 007151
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 7, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 CLOVER PL CHEEKTOWAGA NY 142253305, CHEEKTOWAGA, NY 14225-3305

Mortgage

Document Number	0138037151
Date	Mar 6, 2017
Book Page	013803/007151

Lender

Name	FIRST PRIORITY MTG
Type	Mortgage Company
Address	WILLIAMSVILLE, NY 14221

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 5, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 95 Clover Pl was $5,264 with a homeowner's exemption, up 1.3% from the year before.

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga-Maryvale Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,264.00 (+1.35%) Homeowner's exemption
2025	$5,194.00 (+3.61%)	$150,150 (-) Land $11,000 Building $139,150	$200,200 (+6.67%) Land $14,667 Building $185,533
2024	$5,013.00 Homeowner's exemption	$150,150 (-9%) Land $11,000 Building $139,150	$187,688 (+3.51%) Land $13,750 Building $173,938
2023	Homeowner's exemption	$165,000 Land $11,000 Building $154,000	$181,319 Land $12,088 Building $169,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Clover Pl in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1978–1987)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Jun 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 95 Clover Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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