98 Clearwater Dr, Waretown, NJ 08758 Property Records

Ocean County and Ocean Township property record for 98 Clearwater Dr, Waretown, NJ 08758

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,856 sqft · built 1970
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$76,900 (Jan 1998)
Tax Bill	$5,559 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`21-00214-0000-00001-03`

Property Details

APN / Parcel Number

Primary APN	`21-00214-0000-00001-03`
Alternative APNs	`21002140000000010003` `21002140000000013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	1,856 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	21002140000000013
Street Address	98 CLEARWATER DR
City	WARETOWN
State	NJ
Zip	08758-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-BH
Legal Description	75X100
Legal Block	214
Legal Lot Number	1.3
Jurisdiction	OCEAN NJ
Township / Civil Division	OCEAN
Census Block Group	2
Census Block	2021
Census Tract	733001

Owner

Source: Ocean County and Ocean Township records · APN 21-00214-0000-00001-03

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	98 CLEARWATER DR, WARETOWN, NJ 08758-2508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 09, 1998 · Amount on Record
Deed Sale	Jan 09, 1998 · Amount on Record
Deed Document Number	19981889
Deed Book / Page	5539 / 801
Last Transfer Date	Sep 30, 2004
Transfer Doc	0000204448
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	98 CLEARWATER DR, WARETOWN, NJ 08758-2508
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188591509
Date	Jan 10, 2022
Book Page	18859/1509
Instrument	2022003692

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	168 Months
Due	Jan 01, 2036

Tax Assessment & Valuation

Source: Ocean County and Ocean Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,300 (-) Land $112,500 Building $239,800	$352,300 (-) Land $112,500 Building $239,800
2025	$5,559.00 (+4.57%)	$352,300 (+79.38%) Land $112,500 Building $239,800	$352,300 (+79.38%) Land $112,500 Building $239,800
2024	$5,316.00 (+24.58%)
2023		$196,400 Land $77,500 Building $118,900	$196,400 Land $77,500 Building $118,900
2022	$4,267.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), as of March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297330012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 120 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	171 units insured incl. 51 condo units
Nearby Flood Claims	39 (1992–2025)
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 30 claims Severe Storms And Flooding, Mar 2010 · 2 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 358 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ1520001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCEAN TWP DEPT OF UTILITIES serves 15,419 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.