Ocean County and Ocean Township property record for 97 Clearwater Dr, Waretown, NJ 08758 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,982 sqft · built 1989 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Sep 2002) |
| Tax Bill | $6,381 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 21-00215-0000-00014 |
| Primary APN | 21-00215-0000-00014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,982 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 97 CLEARWATER DR |
|---|---|
| City | WARETOWN |
| State | NJ |
| Zip | 08758-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100X100 |
| Legal Subdivision | BAY HAVEN |
| Legal Block | 215 |
| Legal Lot Number | 14 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 733001 |
Source: Ocean County and Ocean Township records · APN 21-00215-0000-00014
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 CLEARWATER DR, WARETOWN, NJ 08758-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 06, 2002 · Amount on Record |
| Deed Sale | Sep 06, 2002 · Amount on Record |
| Deed Book / Page | 11032 / 497 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 97 CLEARWATER DR, WARETOWN, NJ 08758-2507 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 97 CLEARWATER DR, OCEAN TOWNSHP, NJ 07723 |
| Document Number | 0191410593 |
|---|---|
| Date | Aug 22, 2022 |
| Book Page | 19141/593 |
| Instrument | 2022092119 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 12, 2037 |
Source: Ocean County and Ocean Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404,400 (-) Land $120,000 Building $284,400 | $404,400 (-) Land $120,000 Building $284,400 | |
| 2025 | $6,381.00 (+4.57%) | $404,400 (+77.06%) Land $120,000 Building $284,400 | $404,400 (+77.06%) Land $120,000 Building $284,400 |
| 2024 | $6,102.00 (+22.95%) | ||
| 2023 | $228,400 Land $82,500 Building $145,900 | $228,400 Land $82,500 Building $145,900 | |
| 2022 | $4,963.00 |
Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297330012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 120 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 171 units insured 51 under condo master policies |
| Nearby Flood Claims | 39 (1992–2025) |
| Most Recent Claim | Oct 2025, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 358 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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