Clay County property record for 98 Clay St, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,399 sqft · built 1984 |
| Lot Size | 0.256 acres (11,181 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $576 (2025) |
| Deeds & Mortgages | Jun 2023 Sale May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083B311D 0120000 |
| Primary APN | 083B311D 0120000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,399 sqft Finished Area |
| 1st Floor Area | 1,269 sqft |
| Flooring | Tile |
| Interior Walls | Plywood |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 11,181 sqft |
| Street Address | 98 CLAY ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-7558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOTS 3 & 4 BLK 129 DB 316/283 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 11 |
| Legal Block | 129 |
| Legal Lot Number | 3-4 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 950400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 13 AIRPORT RD, WEST POINT, MS 39773-4120 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 29, 2023 | Warranty Deed, Transfer |
| May 10, 2018 | Deed of Trust, Mortgage RENASANT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 29, 2023 |
| Transfer Doc | 000316/283 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jun 29, 2023 |
| Property Address | 98 CLAY ST, WEST POINT, MS 39773-7558 |
| Document Number | 000316/283 |
| Book / Page | 316 / 283 |
| Map Reference | DR 79 PG 283 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 2023003536 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 85 PECAN LN, WEST POINT, MS 39773-3957 |
| Name | Verified Name |
|---|---|
| Address | 13 AIRPORT RD, WEST POINT, MS 39773-4120 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 98 CLAY ST, WEST POINT, MS 39773-7558 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | 503/831 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 503/831 |
| Instrument | 2018002858 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38802 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | May 6, 2023 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $576.00 (+5.69%) | $10,048 (-) Land $1,125 Building $8,923 | $66,989 (-) Land $7,500 Building $59,489 |
| 2024 | $545.00 (-56.57%) | $10,048 (+19.8%) Land $1,125 Building $8,923 | $66,989 (+19.81%) Land $7,500 Building $59,489 |
| 2023 | $1,255.00 (+0.24%) | $8,387 (-) Land $1,125 Building $7,262 | $55,911 (-) Land $7,500 Building $48,411 |
| 2022 | $1,252.00 | $8,387 Land $1,125 Building $7,262 | $55,911 Land $7,500 Building $48,411 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1983–1991) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 1991 · Severe Storms, Tornadoes & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN TRIANGLE WATER ASSN #1 public/private · serves 2,033 people · EPA ID MS0130018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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