24 Clay St, West Point, MS 39773 Property Records

Clay County property record for 24 Clay St, West Point, MS 39773

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,783 sqft · built 2001
Lot Size0.342 acres (14,906 sqft)
OwnerIndividual Name on Record
Last Sale$106,500 (Sep 2018)
Tax Bill$384 (2025)
Deeds & MortgagesJan 2024 Mortgage
Sep 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN083B311D 0170000

Property Details

APN / Parcel Number

Primary APN083B311D 0170000

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Building Area1,783 sqft Finished Area
1st Floor Area1,640 sqft
FlooringTile
Interior WallsPlywood

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialShingle
Lot Area14,906 sqft

Location & Zoning

Street Address24 CLAY ST
CityWEST POINT
StateMS
Zip39773-7558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BLK 129 W 1 DB 299/426
Legal Range06E
Legal Township17
Legal Section11
Legal SubdivisionA L GOODMAN MAP
Legal Block129
Legal Lot Number9
JurisdictionCLAY MS
Township / Civil Division1
Census Block Group1
Census Block1025
Census Tract950400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West Point Unified Historic District
listed 2009 · 140 contributing resources · NRIS 09000784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address24 CLAY ST, WEST POINT, MS 39773-7558
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2024Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 18, 2018Deed of Trust, Mortgage
PACIFIC UNION FINANCIAL LLC
Sep 18, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2018 · Amount on Record
Deed SaleSep 18, 2018 · Amount on Record
Deed Document Number20185523
Deed Book / Page299 / 426
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Property Address24 CLAY ST, WEST POINT, MS 39773-7558
Transaction TypeMortgage
Record UpdatedJan 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 CLAY ST, WEST POINT, MS 39773-7558

Mortgage

Document Number0LM559/296
DateJan 2, 2024
Book PageLM 559/296
Instrument2024000004
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCORAOPOLIS, PA 15108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueJan 1, 2064

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Property Address24 CLAY ST, WEST POINT, MS 39773-7558
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number507/646
DateSep 18, 2018
Book Page507/646
Instrument2018005526
Lender
NamePACIFIC UNION FINANCIAL LLC
TypeLending Institution
AddressDALLAS, TX 75234
Agreement
AmountAmount Recorded
Term361 Months
DueOct 1, 2048
Interest
Rate TypeAdjustable Rate

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MS
Recording DateSep 18, 2018
Property Address24 CLAY ST, WEST POINT, MS 39773-7558
Document Number299/426
Book / Page299 / 426
Instrument DateSep 14, 2018
Instrument2018005523
Transaction TypeTransfer
Record UpdatedOct 26, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address29 WAVERLY RD, 29, WEST POINT, MS 39773-3976

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 CLAY ST, WEST POINT, MS 39773-7558

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyClay County
MunicipalityWest Point City
Unified School DistrictWest Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$384.00 (-58.8%) Additional exemption filed$9,310 (-) Land $750 Building $8,560$93,103 (-) Land $7,500 Building $85,603
2024$9,310 (+13.07%) Land $750 Building $8,560$93,103 (+13.08%) Land $7,500 Building $85,603
2023$932.00 (+0.32%) Additional exemption filed$8,234 Land $750 Building $7,484$82,337 Land $7,500 Building $74,837
2022$929.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1983–1991)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 1991 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOLDEN TRIANGLE WATER ASSN #1
public/private · serves 2,033 people · EPA ID MS0130018
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
4-County Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
C Spire Wireless
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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