Putnam County and Carmel Town property record for 98 Circle Rd, Mahopac, NY 10541
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,625 sqft · built 2006 |
| Lot Size | 0.2 acres (8,720 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Apr 2019) |
| Tax Bill | $16,489 (2024) |
| Deeds & Mortgages | Jul 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 74.42-1-8 |
| Primary APN | 372000 74.42-1-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,625 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Upper Floors Area | 1,125 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,720 sqft (0.2 acres) |
| Lot Dimensions | 109 ft deep x 80 ft wide |
| View / Lot | Waterfront |
| Porch | Open Porch |
| Porch Area | 119 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 230850 |
|---|---|
| Street Address | 98 CIRCLE RD |
| City | MAHOPAC |
| State | NY |
| Zip | 10541-1221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Subdivision | MAP OF LAKE SECOR |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11100 |
98 Circle Rd is owned and occupied by an individual who bought it in April 2019.
Source: Putnam County and Carmel Town records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 CIRCLE RD, MAHOPAC, NY 10541-1221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 22, 2019 | Bargain and Sale Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jun 13, 2017 | Trustee's Deed, Foreclosure INTRACOASTAL ABSTRACT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2019 · Amount on File |
| Deed Sale | Apr 22, 2019 · Amount on File |
| Prior Sale | Jun 13, 2017 · Amount on File |
| Deed Document Number | 20191501007 |
| Deed Book / Page | 2109 / 303 |
| Prior Transfer Date | Apr 28, 2017 |
| Prior Transfer Doc | 0020460176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 98 CIRCLE RD, MAHOPAC, NY 10541-1221 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BLUE FIN ABSTRACT CORP |
| Name | Verified Name |
|---|
| Document Number | 0071060302 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 7106/302 |
| Instrument | 5067-2020 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Apr 22, 2019 |
| Property Address | 98 CIRCLE RD, MAHOPAC, NY 10541-1221 |
| Document Number | 0021090303 |
| Book / Page | 2109 / 303 |
| Map Reference | MAP 151B |
| Instrument Date | Apr 12, 2019 |
| Instrument | 1501007 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | JUDICIAL TITLE INS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,520.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 10826, GREENVILLE, SC 29603-0826 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3980 ORLOFF AVE APT 11D, 11D, BRONX, NY 10463-2882 |
| Document Number | 0001601058 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 1601058 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jun 13, 2017 |
| Property Address | 98 CIRCLE RD, MAHOPAC, NY 10541-1221 |
| Document Number | 0020460176 |
| Book / Page | 002046 / 000176 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 1501409 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 21, 2017 |
| Title Company | INTRACOASTAL ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Tax | $1,363.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 6011 CONNECTION DR #5TH IRVING TX 750392607, 5TH, IRVING, TX 75039-2607 |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Mahopac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $575,300 Land $77,100 Building $498,200 | $575,300 Land $77,100 Building $498,200 | |
| 2024 | $16,489.00 | ||
| 2023 | $507,300 (+11.01%) Land $70,100 Building $437,200 | $507,300 (+11.01%) Land $70,100 Building $437,200 | |
| 2022 | $457,000 Land $70,100 Building $386,900 | $457,000 Land $70,100 Building $386,900 | |
| 2020 | $5,153.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Circle Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Circle Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WD 3 serves 1,350 people · EPA ID NY3903642 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| Optimum Cable | 940 / 35 |
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