Putnam County and Carmel Town property record for 81 Circle Rd, Mahopac, NY 10541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,434 sqft · built 1932 |
| Lot Size | 0.218 acres (9,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Jul 2022) |
| Tax Bill | $12,877 (2024) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 74.42-1-17 |
| Primary APN | 372000 74.42-1-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,434 sqft Living Area |
| Gross Area | 1,816 sqft |
| 1st Floor Area | 858 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,500 sqft (0.218 acres) |
| Lot Dimensions | 100 ft deep x 95 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 190 sqft |
| Porch | Enclosed Porch |
| Porch Area | 192 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 230150 |
|---|---|
| Street Address | 81 CIRCLE RD |
| City | MAHOPAC |
| State | NY |
| Zip | 10541-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 1 |
| Legal Lot Number | 17.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 11100 |
81 Circle Rd is owned and occupied by an individual who bought it in July 2022.
Source: Putnam County and Carmel Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 81 CIRCLE RD, MAHOPAC, NY 10541-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNMB HOME LOANS INC |
| Sep 4, 2018 | Deed of Trust, Mortgage HUDSON VALLEY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on File |
| Deed Sale | Jul 18, 2022 · Amount on File |
| Prior Sale | Dec 31, 2012 · Amount on File |
| Deed Document Number | 20226533 |
| Deed Book / Page | 2280 / 193 |
| Prior Transfer Date | Aug 16, 2000 |
| Prior Transfer Doc | 1528000142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jul 18, 2022 |
| Property Address | 81 CIRCLE RD, MAHOPAC, NY 10541-1201 |
| Document Number | 0022800193 |
| Book / Page | 2280 / 193 |
| Map Reference | FILE 151 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 6533-2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Title Company | PREMIER ABSTRACT LIMITED, PREMIER ABSTRACT LTD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 81 CIRCLE RD, 81, MAHOPAC, NY 10541-1201 |
| Name | Verified Name |
|---|---|
| Address | 2603 BRIGGS AVE APT 2N, 2N, BRONX, NY 10458-4623 |
| Document Number | 0000767828 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 7678/28 |
| Name | UNMB HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 81 CIRCLE RD, MAHOPAC, NY 10541-1201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0068510206 |
|---|---|
| Date | Sep 4, 2018 |
| Book Page | 6851/206 |
| Instrument | 1602408 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Amount | Amount on Record |
|---|---|
| Term | 239 Months |
| Due | Aug 28, 2038 |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Mahopac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $433,400 Land $71,200 Building $362,200 | $433,400 Land $71,200 Building $362,200 | |
| 2024 | $12,877.00 | ||
| 2023 | $382,100 (+16.85%) Land $64,700 Building $317,400 | $382,100 (+16.85%) Land $64,700 Building $317,400 | |
| 2022 | $327,000 Land $64,700 Building $262,300 | $327,000 Land $64,700 Building $262,300 | |
| 2020 | $3,765.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 81 Circle Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 81 Circle Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WD 3 serves 1,350 people · EPA ID NY3903642 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| Optimum Cable | 940 / 35 |
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