Middlesex County and Lowell City property record for 98 Chestnut St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,420 sqft · built 1999 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Dec 1999) |
| Tax Bill | $5,021 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | C18255 |
| Primary APN | C18255 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,420 sqft Living Area |
| Gross Area | 2,280 sqft |
| 1st Floor Area | 696 sqft |
| Basement Area | 696 sqft |
| Unfinished Basement | 696 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | C18255 |
|---|---|
| Street Address | 98 CHESTNUT ST |
| City | LOWELL |
| State | MA |
| Zip | 01852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TMF |
| Legal Block | 1215 |
| Legal Lot Number | 98 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 312400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Washington Square Historic District (Boundary Increase) listed 1999 · 4 contributing resources · NRIS 99001307 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
98 Chestnut St is owned by an individual who bought it in December 1999.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 30 WILLOW ST, LOWELL, MA 01852-2410 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 1999 · Amount on File |
| Deed Sale | Dec 28, 1999 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 98 Chestnut St was $5,021, up 8.6% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,021.00 (+8.59%) | $442,400 (+9.83%) Land $144,400 Building $298,000 | $493,318 (+27.9%) |
| 2025 | $4,624.00 (-2.98%) | $402,800 (+0.65%) Land $126,000 Building $276,800 | $385,700 (+18.16%) |
| 2024 | $4,766.00 (+5.84%) | $400,200 (+10.37%) Land $123,400 Building $276,800 | $326,420 |
| 2023 | $4,503.00 | $362,600 Land $107,200 Building $255,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Chestnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Apr 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 98 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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