Middlesex County and Lowell City property record for 106 Chestnut St, Lowell, MA 01852
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,922 sqft · built 1880 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Company Name on Record |
| Last Sale | $280,000 (Nov 2004) |
| Tax Bill | $6,876 (2026) |
| Deeds & Mortgages | Jan 2022 Refinance Nov 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B15640 |
| Primary APN | B15640 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,922 sqft Living Area |
| Gross Area | 4,496 sqft |
| 1st Floor Area | 1,124 sqft |
| Basement Area | 1,124 sqft |
| Unfinished Basement | 1,124 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,614 sqft (0.06 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | B15640 |
|---|---|
| Street Address | 106 CHESTNUT ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2343 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TMF |
| Legal Block | 1215 |
| Legal Lot Number | 106 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 312400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Washington Square Historic District (Boundary Increase) listed 1999 · 4 contributing resources · NRIS 99001307 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 68 CONGRESS ST, B, ROCHESTER, NH 03867-2911 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 31, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Apr 26, 2019 | Deed of Trust, Mortgage · Line of Credit JEANNE D'ARC CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2004 · Amount on Record |
| Deed Sale | Nov 8, 2004 · Amount on Record |
| Prior Sale | Mar 1, 2001 · Amount on Record |
| Deed Book / Page | 18052 / 254 |
| Last Transfer Date | Jun 24, 2022 |
| Transfer Doc | 037482-227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 106 CHESTNUT ST, LOWELL, MA 01852-2343 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0036688-92 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 36688/92 |
| Instrument | 202200000102 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 106 CHESTNUT ST, LOWELL, MA 01852-2343 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0039662-10 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 39662/10 |
| Instrument | 36494 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Oct 31, 2022 |
| Property Address | 106 CHESTNUT ST, LOWELL, MA 01852-2343 |
| Document Number | 037482-227 |
| Book / Page | 37482 / 227 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 45086 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 INMAN ST, LAWRENCE, MA 01843-2734 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 106 CHESTNUT ST, LOWELL, MA 01852-2343 |
| Document Number | 32964-32 |
| Instrument Date | Apr 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 106 CHESTNUT ST LOWELL MA 018522343, LOWELL, MA 01852-2343 |
| Document Number | 32964-32 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 032964/000032 |
| Instrument | 17575 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 9, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,876.00 (+5.77%) | $605,800 (+6.98%) Land $113,600 Building $492,200 | $689,294 |
| 2025 | $6,501.00 (+6.99%) | $566,300 (+11%) Land $99,100 Building $467,200 | |
| 2024 | $6,076.00 (+7.31%) | $510,200 (+11.91%) Land $97,000 Building $413,200 | |
| 2023 | $5,662.00 | $455,900 Land $84,400 Building $371,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Apr 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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