Berkeley County property record for 98 Chariot Ln, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,150 sqft · built 1993 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (Oct 2024) |
| Tax Bill | $2,298 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jun 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-7-0172.0048 |
| Primary APN | 02-7-0172.0048 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,150 sqft Living Area |
| 1st Floor Area | 1,786 sqft |
| Basement Area | 364 sqft |
| Finished Basement | 364 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Modern |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 56,192 sqft (1.29 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Garage Area | 440 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 200 sqft |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 07213864 |
|---|---|
| Street Address | 98 CHARIOT LN |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-3691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.3 AC LOT 5 CLOVER MEADOWS SD |
| Legal Subdivision | CLOVER MEADOWS SD |
| Legal Lot Number | 5 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 971101 |
98 Chariot Ln is owned and occupied by an individual who bought it in October 2024.
Source: Berkeley County records, as of November 14, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 98 CHARIOT LN, FALLING WATERS, WV 25419-3691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2022 | Deed, Transfer · Conventional Mortgage UNIFY FINANCIAL FCU |
| Jun 13, 2017 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2024 · Amount on File |
| Deed Sale | Oct 9, 2024 · Amount on File |
| Prior Sale | Oct 19, 2022 · Amount on File |
| Deed Document Number | 20240030484 |
| Deed Book / Page | 1498 / 244 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Oct 19, 2022 |
| Property Address | 98 CHARIOT LN, FALLING WATERS, WV 25419-3691 |
| Document Number | 001415/342 |
| Book / Page | 1415 / 342 |
| Map Reference | DB 634 PG 94 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 20220036939 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,541.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 98 CHARIOT LN, FALLING WATERS, WV 25419-3691 |
| Document Number | 003962/355 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 3962/355 |
| Instrument | 20220036940 |
| Name | UNIFY FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.98% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.98% |
| Index | 1-Year CMT |
| Max Rate | 9.98% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Jun 13, 2017 |
| Property Address | 98 CHARIOT LN, FALLING WATERS, WV 25419-3691 |
| Document Number | 1178/437 |
| Book / Page | 1178 / 437 |
| Map Reference | PL 634 PG 108 |
| Instrument Date | Apr 29, 2017 |
| Instrument | 20170019311 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $1,144.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 98 Chariot Ln was $2,298.
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,298.00 | $189,060 Land $47,520 Building $141,540 | $315,100 Land $79,200 Building $235,900 |
| 2023 | $2,199.00 | $174,060 Land $42,000 Building $132,060 | $290,100 Land $70,000 Building $220,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 98 Chariot Ln in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 31 (1984–2018) |
| Claims Outside the SFHA | 2 of 31 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 98 Chariot Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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