Berkeley County property record for 72 Chariot Ln, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,784 sqft · built 1993 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Oct 2017) |
| Tax Bill | $2,157 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Oct 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-7-0172.0046 |
| Primary APN | 02-7-0172.0046 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,784 sqft Living Area |
| 1st Floor Area | 2,784 sqft |
| Basement Area | 1,392 sqft |
| Finished Basement | 1,392 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 47,045 sqft (1.08 acres) |
| Terrain | Rolling |
| Garage Area | 600 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 3,000 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 07213862 |
|---|---|
| Street Address | 72 CHARIOT LN |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-3691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.08 AC LOT 3 CLOVER MEADOWS SD |
| Legal Subdivision | CLOVER MEADOWS SD |
| Legal Lot Number | 3 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 971101 |
72 Chariot Ln is owned and occupied by two individuals who bought it in October 2017.
Source: Berkeley County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 72 CHARIOT LN, FALLING WATERS, WV 25419-3691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEVERN SAVINGS BANK FSB |
| Oct 10, 2017 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2017 · Amount on File |
| Deed Sale | Oct 10, 2017 · Amount on File |
| Deed Document Number | 201735253 |
| Deed Book / Page | 1189 / 14 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 72 CHARIOT LN, FALLING WATERS, WV 25419-3691 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003881/263 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 3881/263 |
| Instrument | 20220013446 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 72 CHARIOT LN, FALLING WATERS, WV 25419-3691 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3199/573 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 3199/573 |
| Instrument | 20170035255 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 72 CHARIOT LN, FALLING WATERS, WV 25419-3691 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | CERTIFIED TITLE |
| Name | Verified Name |
|---|
| Document Number | 3496/308 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 3496/308 |
| Instrument | 20200012507 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Oct 10, 2017 |
| Property Address | 72 CHARIOT LN, FALLING WATERS, WV 25419-3691 |
| Document Number | 1189/014 |
| Book / Page | 1189 / 014 |
| Instrument Date | Oct 3, 2017 |
| Instrument | 20170035253 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
The 2025 property tax bill for 72 Chariot Ln was $2,157.
Source: Berkeley County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,157.00 | $177,480 Land $46,560 Building $130,920 | $295,800 Land $77,600 Building $218,200 |
| 2023 | $2,149.00 | $170,100 Land $41,100 Building $129,000 | $283,500 Land $68,500 Building $215,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 72 Chariot Ln in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 31 (1984–2018) |
| Claims Outside the SFHA | 2 of 31 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 72 Chariot Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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