Monroe County and Rochester City property record for 98 Champlain St, Rochester, NY 14608
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 894 sqft · built 1920 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $502 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 055327-01.0 |
| Primary APN | 055327-01.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 894 sqft Living Area |
| 1st Floor Area | 894 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 141 ft deep x 50.5 ft wide |
| Porch | Slab |
| Porch Area | 56 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 055327-01.0 |
|---|---|
| Street Address | 98 CHAMPLAIN ST |
| City | ROCHESTER |
| State | NY |
| Zip | 14608-2515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 12 |
| Legal Block | 1 |
| Legal Lot Number | 36.005 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 6500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Maplewood Historic District listed 1997 · 436 contributing resources · NRIS 97001454 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
98 Champlain St is owned by an individual who acquired it in July 2024.
Source: Monroe County and Rochester City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 GATES AVE, BROOKLYN, NY 11216-5766 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 29, 2024 |
| Transfer Doc | 0000000132 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 98 Champlain St was $502, down 6.9% from the year before.
Source: Monroe County and Rochester City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| Municipality | Rochester City |
| Unified School District | Rochester City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $502.00 (-6.86%) | ||
| 2025 | $539.00 | $48,000 Land $10,000 Building $38,000 | $48,000 Land $10,000 Building $38,000 |
| 2023 | $31,000 Land $3,500 Building $27,500 | $37,349 Land $4,217 Building $33,132 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 98 Champlain St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 98 Champlain St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER CITY serves 210,000 people · EPA ID NY2704518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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