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86 Champlain St, Rochester, NY 14608 Property Records

Monroe County and Rochester City property record for 86 Champlain St, Rochester, NY 14608

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,098 sqft · built 1910
Lot Size0.107 acres (4,662 sqft)
Owner2 Individual Names on File
Last Sale$4,100 (Jan 2009)
Tax Bill$1,329 (2026)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN055330-00.0

Property Details

APN / Parcel Number

Primary APN055330-00.0
Alternative APNs
  • 140012153000010330000000
  • 261400 121.53-1-33

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,098 sqft Living Area
1st Floor Area1,049 sqft
2nd Floor Area1,049 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,662 sqft (0.107 acres)
Lot Dimensions141 ft deep x 33 ft wide
PorchSlab
Porch Area224 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number055330-00.0
Street Address86 CHAMPLAIN ST
CityROCHESTER
StateNY
Zip14608-2515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code12
Legal Description0065.00 108 19 00000 PT 3 SEC B GREIG TR SUB
Legal Block1
Legal Lot Number33.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group1
Census Block1006
Census Tract6500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Maplewood Historic District
listed 1997 · 436 contributing resources · NRIS 97001454

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

86 Champlain St is owned by two individuals who acquired it in July 2024.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address79 CHAMPLAIN ST, ROCHESTER, NY 14608-2514
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2009 · Amount on File
Deed SaleJan 30, 2009 · Amount on File
Prior SaleOct 26, 2001 · Amount on File
Deed Document Number2009548
Deed Book / Page10713 / 60
Last Transfer DateJul 29, 2024
Transfer Doc0000000131
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address86 CHAMPLAIN ST, ROCHESTER, NY 14608-2515
Document Number0000000175
Instrument DateMar 2, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 CHAMPLAIN ST ROCHESTER NY 146082515, ROCHESTER, NY 14608-2515

Mortgage

Document Number0000000175
DateApr 10, 2017
Book Page027091/000133
Instrument175
Lender
NameMISCELLANEOUS GOVT AGCY
AddressROCHESTER, NY 14614
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueApr 9, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 86 Champlain St was $1,329, up 20.1% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,329.00 (+20.05%)
2025$1,107.00$90,200 Land $6,100 Building $84,100$90,200 Land $6,100 Building $84,100
2023$36,500 Land $4,000 Building $32,500$43,976 Land $4,819 Building $39,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Champlain St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Champlain St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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