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98 Cedar St, Smithville, MO 64089 Property Records

Clay County property record for 98 Cedar St, Smithville, MO 64089 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,817 sqft · built 1993
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on File
Tax Bill$4,575 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Aug 2022 Transfer
Flood ZoneZone X (minimal risk)
APN05-609-00-01-016.00

Property Details

APN / Parcel Number

Primary APN05-609-00-01-016.00
Alternative APNs
  • 0560900010160001
  • 5609000101600
  • 319796

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,817 sqft Living Area
Gross Area3,764 sqft
1st Floor Area1,346 sqft
Basement Area1,346 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions175 ft deep x 99 ft wide
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Wood Porch
Deck Area132 sqft
Patio Area132 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address98 CEDAR ST
CitySMITHVILLE
StateMO
Zip64089-9525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH HILLS LT 11 & PT LT 12 BEG NE COR LT 11, S99.41, SWLY175.43, N145.59, ELY159.03 TO POB
Legal Range33W
Legal Township53N
Legal Section14
Legal SubdivisionNORTH HILLS
Legal Lot Number11,12
JurisdictionCLAY MO
Township / Civil DivisionPLATTE
Census Block Group1
Census Block1026
Census Tract22000

Owner

Source: Clay County records · APN 05-609-00-01-016.00

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address98 CEDAR ST, SMITHVILLE, MO 64089-9525
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2023Deed of Trust, Mortgage · Line of Credit
KEARNEY TRUST CO
Aug 05, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 05, 2022
Deed SaleAug 05, 2022
Prior SaleOct 07, 2016
Deed Document Number202226027
Deed Book / Page9423 / 45
Prior Transfer DateFeb 27, 2015
Prior Transfer Doc0000005861
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address98 CEDAR ST, SMITHVILLE, MO 64089-9525
Transaction TypeMortgage
Record UpdatedDec 18, 2023
Title CompanyTHOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 CEDAR ST, SMITHVILLE, MO 64089-9525

Mortgage

Document Number0000029505
DateDec 11, 2023
Book Page9667/8
Instrument2023029505
Lender
NameKEARNEY TRUST CO
TypeBank
AddressKEARNEY, MO 64060
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 25, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY MO
Recording DateAug 05, 2022
Property Address98 CEDAR ST, SMITHVILLE, MO 64089-9525
Document Number0000026027
Book / Page9423 / 45
Map ReferenceMB 1892 PG 61
Instrument DateAug 02, 2022
Instrument2022026027
Transaction TypeTransfer
Record UpdatedAug 10, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 CEDAR ST, SMITHVILLE, MO 64089-9525

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,575.00 (+18.43%)$64,280 (+14.91%)$338,316 (+14.91%)
2023$3,863.00 (+26.37%)$55,940$294,421
2019$3,057.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290470220001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Nearby Flood Policies21 in force
Nearby Flood Claims33 (1981–2016)
Claims Outside the SFHA12 of 33
Most Recent ClaimMay 2016, rainfall accumulation
Claims By Storm
  • Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
United Electric CooperativeFiber1,000 / 1,000
SpectrumCable1,000 / 1,000
Wisper ISPFixed Wireless (licensed-by-rule)400 / 30
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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