107 Cedar St, Smithville, MO 64089 Property Records

Clay County property record for 107 Cedar St, Smithville, MO 64089

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,960 sqft · built 1995
Lot Size0.22 acres (9,583 sqft)
OwnerCompany Name on Record
Tax Bill$3,186 (2024)
Flood ZoneZone X (minimal risk)
APN05-609-00-04-004.00

Property Details

APN / Parcel Number

Primary APN05-609-00-04-004.00
Alternative APNs
  • 0560900040040001
  • 5609000400400
  • 318539

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,960 sqft Living Area
Gross Area3,780 sqft
1st Floor Area1,336 sqft
Basement Area1,322 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions130 ft deep x 80 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchCovered Wood Porch
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address107 CEDAR ST
CitySMITHVILLE
StateMO
Zip64089-9534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH HILLS 2ND PLAT LT 28
Legal Range33W
Legal Township53N
Legal Section14
Legal SubdivisionNORTH HILLS 2ND
Legal Lot Number28
JurisdictionCLAY MO
Township / Civil DivisionPLATTE
Census Block Group1
Census Block1026
Census Tract22000

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address107 CEDAR ST, SMITHVILLE, MO 64089-9534
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 1997
Deed SaleNov 26, 1997
Deed Document Number199767519
Deed Book / Page2754 / 6
Last Transfer DateSep 20, 2012
Transfer Doc0000038099
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$48,890 (+10.76%)$257,316 (+10.76%)
2024$3,186.00 (+4.53%)
2023$3,048.00 (+31.49%)$44,140$232,315
2019$2,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims33 (1981–2016)
Claims Outside the SFHA12 of 33
Most Recent ClaimMay 2016 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHVILLE PWS
serves 10,885 people · EPA ID MO1010748
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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